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General Mortgage Capital complaints

Consumers have filed 11 complaints about General Mortgage Capital since 2020, 3 of them in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
11

Since March 2020

Last 12 months
3

new vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
33%

Typical mortgage company: 5%

Last 30 days
0

Newest: Aug 8, 2026

Rank
#250 of 595

Most complained-about mortgage lenders & servicers

General Mortgage Capital complaints by month

The busiest month was March 2020 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How General Mortgage Capital answered all time

  • Closed with non-monetary relief218.2%
  • Closed with explanation981.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What General Mortgage Capital complaints are about

  • Mortgages982%
  • Credit reporting19%
  • Debt collection19%

Top General Mortgage Capital problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Confusing or misleading advertising or marketing 2
  • Application denials 1
  • Fees or costs during the application process 1
  • Trying to communicate with the company to fix an issue with the application process 1

Where General Mortgage Capital complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (5), Texas (2), Illinois (1), Washington (1), New Jersey (1).

General Mortgage Capital compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8General Mortgage CapitalMortgages-3new100%33%-

Compare side by side: General Mortgage Capital vs Midwest Loan Services · General Mortgage Capital vs Truhome Solutions · General Mortgage Capital vs NEXA Mortgage · General Mortgage Capital vs Hilltop

What people say about General Mortgage Capital

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Latest General Mortgage Capital complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 8, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingCAExplainedYes
Mar 28, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsCAFixedYes
Feb 17, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processILExplainedYes
Dec 14, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processTXFixedYes
Oct 26, 2024Credit reportingIncorrect information on your reportPersonal information incorrectNYExplainedYes
Mar 3, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingWAExplainedYes
Feb 15, 2024MortgagesTrouble during payment processPayment processNJExplainedYes
Nov 21, 2023MortgagesTrouble during payment processPayment processTXExplainedYes
May 6, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Oct 15, 2020MortgagesClosing on a mortgageCAExplainedYes
Mar 4, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes

Questions about General Mortgage Capital

How many complaints does General Mortgage Capital have?

General Mortgage Capital has 11 complaints on record since March 2020, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does General Mortgage Capital respond to complaints?

Yes. General Mortgage Capital answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with General Mortgage Capital?
Is General Mortgage Capital legit?

General Mortgage Capital is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is General Mortgage Capital legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against General Mortgage Capital?

Complain to General Mortgage Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most General Mortgage Capital complaints come from?

Most come from California (5), Texas (2), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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