Credit bureau · complaint record
Independent Savings Plan complaints
Filed under Independent Savings Plan Co.
Consumers have filed 47 complaints about Independent Savings Plan since 2017, 21 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 47
- Last 12 months
- 21
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #139 of 566
Since June 2017
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 29, 2026
Most complained-about credit bureaus & report companies
Independent Savings Plan complaints by month
The busiest month was March 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Independent Savings Plan answered all time
- Closed with non-monetary relief817%
- Closed with explanation3983%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Independent Savings Plan complaints are about
Top Independent Savings Plan problems
Inside "Incorrect information on your report"
- Account information incorrect 6
- Account status incorrect 4
- Information belongs to someone else 3
- Information is missing that should be on the report 2
Where Independent Savings Plan complaints come from
Most complaints: Florida (24), Texas (10), Virginia (5), Louisiana (3), North Carolina (2).
Independent Savings Plan compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Independent Savings PlanCredit reporting | - | 21 | - |
Compare side by side: Independent Savings Plan vs Apple Financing · Independent Savings Plan vs Nav Technologies · Independent Savings Plan vs Opportunity Fund · Independent Savings Plan vs Heritage Financial Group
What people say about Independent Savings Plan
All experiencesNo experiences with Independent Savings Plan yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Independent Savings Plan complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 31, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Aug 15, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Aug 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Independent Savings Plan
How many complaints does Independent Savings Plan have?
Independent Savings Plan has 47 complaints on record since June 2017, including 21 in the last 12 months and 2 in the last 30 days. That makes it number 1,049 of every company by complaints this year.
Does Independent Savings Plan respond to complaints?
Yes. Independent Savings Plan answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Independent Savings Plan?
The most common problems are incorrect information on your report (15), attempts to collect debt not owed (5), false statements or representation (4).
Is Independent Savings Plan legit?
Independent Savings Plan is a real company with a public complaint record: consumers have complained about it 47 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Independent Savings Plan legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Independent Savings Plan?
Complain to Independent Savings Plan in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Independent Savings Plan complaints come from?
Most come from Florida (24), Texas (10), Virginia (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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