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Mortgage company · complaint record

Kiavi complaints

Consumers have filed 26 complaints about Kiavi since 2022, 7 of them in the last 12 months (-42% on the year before). It answered 71.4% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
26

Since June 2022

Last 12 months
7

-42% vs the year before

Answered on time
71.4%

Industry: 96%

Closed with relief
0%

Typical mortgage company: 5%

Last 30 days
1

Newest: Oct 29, 2026

Rank
#158 of 595

Most complained-about mortgage lenders & servicers

Kiavi complaints by month

The busiest month was May 2025 (3 complaints). Complaints in the last 12 months are down 42% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Kiavi answered all time

  • Closed with monetary relief27.7%
  • Closed with explanation2388.5%
  • Untimely response13.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Kiavi complaints are about

  • Mortgages2388%
  • Payday & personal loans14%
  • Credit reporting14%
  • Bank accounts14%

Top Kiavi problems

Inside "Closing on a mortgage"

  • Closing disclosure or other related disclosures 4
  • Delays with the closing process 2
  • Changes in loan terms during or after closing 1

Where Kiavi complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (5), Texas (4), Pennsylvania (2), Oregon (2), New York (2).

Kiavi compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8KiaviMortgages-7-42%71.4%0%-

Compare side by side: Kiavi vs Midwest Loan Services · Kiavi vs Truhome Solutions · Kiavi vs NEXA Mortgage · Kiavi vs Hilltop

What people say about Kiavi

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Latest Kiavi complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanWANo timely replyNo
Jul 12, 2026MortgagesTrouble during payment processEscrow, taxes, or insurancePAExplainedYes
Mar 5, 2026MortgagesClosing on a mortgageDelays with the closing processPAExplainedYes
Jan 6, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanFLExplainedYes
Dec 22, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceTXExplainedYes
Dec 8, 2025Payday & personal loansStruggling to pay your loanNYExplainedYes
Nov 17, 2025MortgagesStruggling to pay mortgageForeclosureORExplainedNo
Nov 15, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXExplainedNo
Nov 3, 2025MortgagesTrouble during payment processInterest rateCAExplainedNo
Oct 16, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processFLExplainedYes
Jul 9, 2025MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureMOExplainedYes
Jul 9, 2025MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXExplainedYes

Questions about Kiavi

How many complaints does Kiavi have?

Kiavi has 26 complaints on record since June 2022, including 7 in the last 12 months and 1 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does Kiavi respond to complaints?

Yes. Kiavi answered 71.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Kiavi?
Is Kiavi legit?

Kiavi is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Kiavi legit? for the signals, red flags and how to protect yourself.

Are complaints about Kiavi going up or down?

Down. There were 7 complaints in the last 12 months against 12 in the 12 before (-42%). See every month.

How do I file a complaint against Kiavi?

Complain to Kiavi in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Kiavi complaints come from?

Most come from Florida (5), Texas (4), Pennsylvania (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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