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Debt collector · complaint record

Lendmark Financial complaints

Consumers have filed 2,340 complaints about Lendmark Financial since 2013, 629 of them in the last 12 months (+20% on the year before). It answered 84.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.

Poor response record. How it works

Complaints on record
2,340

Since November 2013

Last 12 months
629

+20% vs the year before

Answered on time
84.6%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
14

Newest: Nov 4, 2026

Rank
#66 of 1,963

Most complained-about debt collectors

Lendmark Financial complaints by month

The busiest month was January 2025 (69 complaints). Complaints in the last 12 months are up 20% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Lendmark Financial answered last 12 months

  • Closed with explanation62098.6%
  • In progress30.5%
  • Untimely response61%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time0/4584.6% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend8/15+20% vs last year

What Lendmark Financial complaints are about

Top Lendmark Financial problems last 12 months

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 174
  • Sued you without properly notifying you of lawsuit 15
  • Threatened to sue you for very old debt 12
  • Seized or attempted to seize your property 9
  • Threatened to arrest you or take you to jail if you do not pay 2
  • Collected or attempted to collect exempt funds 2

Where Lendmark Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Georgia (357), North Carolina (289), California (266), Virginia (214), Maryland (191).

Lendmark Financial compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Diversified Adjustment ServiceDebt collection54683+10%100%0%C
2Contract CallersDebt collection45678+57%99.1%0%D
3MRS BPODebt collection95641+4%100%65%A
4Zions DebtDebt collection53640+19%100%0%C
5Lendmark FinancialDebt collection8629+20%84.6%0%F
6Synergetic CommunicationDebt collection41624+145%99%0%D
7Army and Air Force Exchange ServiceDebt collection52604+30%100%0%C
8The Receivable Management ServicesDebt collection52585+32%100%0%C

Compare side by side: Lendmark Financial vs Diversified Adjustment Service · Lendmark Financial vs Contract Callers · Lendmark Financial vs MRS BPO · Lendmark Financial vs Zions Debt

What people say about Lendmark Financial

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Latest Lendmark Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 30, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectPAExplainedYes
Oct 28, 2026Payday & personal loansProblem with fraud alerts or security freezesPANo timely replyNo
Oct 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 26, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsTXNo timely replyNo
Oct 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedNo
Oct 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedNo
Oct 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtALNo timely replyNo
Oct 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 21, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingWIIn progressYes
Oct 20, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedMOExplainedNo

Questions about Lendmark Financial

How many complaints does Lendmark Financial have?

Lendmark Financial has 2,340 complaints on record since November 2013, including 629 in the last 12 months and 14 in the last 30 days. That makes it number 172 of every company by complaints this year.

Does Lendmark Financial respond to complaints?

Yes. Lendmark Financial answered 84.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 8/100 (grade F).

What do people complain about most with Lendmark Financial?
Is Lendmark Financial legit?

Lendmark Financial is a real company with a public complaint record: consumers have complained about it 2,340 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lendmark Financial legit? for the signals, red flags and how to protect yourself.

Are complaints about Lendmark Financial going up or down?

Up. There were 629 complaints in the last 12 months against 525 in the 12 before (+20%). See every month.

How do I file a complaint against Lendmark Financial?

Complain to Lendmark Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Lendmark Financial complaints come from?

Most come from Georgia (357), North Carolina (289), California (266). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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