Auto loans & leases
OneMain Financial auto loans & leases complaints
Consumers have filed 540 complaints about OneMain Financial's auto loans & leases, 195 in the last 12 months (+33%). OneMain Financial answered 100% on time and closed 4% with relief. See the whole OneMain Financial record.
OneMain Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | OneMain Financial | 195 | 100% | 4% |
Latest OneMain Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Nov 2, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Oct 29, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | In progress |
| Oct 27, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | In progress |
| Oct 26, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | In progress |
| Oct 20, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | In progress |
| Oct 20, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | In progress |
| Oct 19, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | In progress |
| Oct 17, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | In progress |
| Oct 17, 2026 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Oct 16, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | In progress |
| Oct 14, 2026 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | In progress |
| Oct 14, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | In progress |
| Oct 13, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 13, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | In progress |
| Oct 13, 2026 | Auto loans & leases | RepossessionNotice to repossess | In progress |
| Oct 12, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Oct 11, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Oct 9, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 9, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | In progress |
| Oct 8, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Oct 7, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | In progress |
| Oct 7, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Oct 4, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | In progress |
| Oct 2, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 29, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | In progress |
| Sep 28, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | In progress |
| Sep 25, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 25, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | In progress |
| Sep 22, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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