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Auto loans & leases

OneMain Financial auto loans & leases complaints

Consumers have filed 540 complaints about OneMain Financial's auto loans & leases, 195 in the last 12 months (+33%). OneMain Financial answered 100% on time and closed 4% with relief. See the whole OneMain Financial record.

OneMain Financial against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13OneMain Financial195+33%100%4%540

Every auto lender ranked

Latest OneMain Financial auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Sep 19, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeTNIn progressYes
Sep 18, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectALIn progressYes
Sep 18, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanKYExplainedYes
Sep 17, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionTXExplainedYes
Sep 16, 2026Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsVAIn progressYes
Sep 14, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedGAExplainedYes
Sep 14, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsCOExplainedYes
Sep 11, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offTXExplainedYes
Sep 10, 2026Auto loans & leasesManaging the loan or leaseBilling problemNVExplainedYes
Sep 8, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Sep 8, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Sep 2, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionKSExplainedYes
Sep 1, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionILExplainedYes
Aug 22, 2026Auto loans & leasesGetting a loan or leaseProblem with additional add-on products or services purchased with the loanNJExplainedYes
Aug 19, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanLAExplainedYes
Aug 18, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleOKExplainedYes
Aug 18, 2026Auto loans & leasesManaging the loan or leaseBilling problemFLExplainedYes
Aug 18, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsSDExplainedYes
Aug 17, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateOHExplainedYes
Aug 14, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleCAExplainedYes
Aug 13, 2026Auto loans & leasesManaging the loan or leaseBilling problemMSExplainedYes
Aug 11, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingVAExplainedYes
Aug 6, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedGAExplainedYes
Aug 6, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedGAExplainedYes
Aug 6, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleGAExplainedYes
Aug 5, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionNCExplainedYes
Jul 31, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateOHExplainedYes
Jul 27, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectNCExplainedYes
Jul 23, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionNVExplainedYes
Jul 21, 2026Auto loans & leasesManaging the loan or leaseBilling problemTXExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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