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Bank accounts

Oportun bank accounts complaints

Consumers have filed 43 complaints about Oportun's bank accounts, 17 in the last 12 months. Oportun answered 100% on time and closed 18% with relief. See the whole Oportun record.

Oportun against other banks & credit unions

#Company12 monthsChangeOn timeReliefAll time
1Wells Fargo10,017+26%100%18%63,467
2JPMorgan Chase9,525+11%100%14%59,224
3Bank of America9,008+44%99.3%42%61,514
4Chime8,327+80%99.9%9%20,914
5Capital One4,339-43%100%7%23,879
6Block (Cash App)3,838+18%99.3%0%9,390
7Citibank3,800+11%100%35%25,575
8Navy Federal Credit Union3,599-66%100%33%22,207
9U.S. Bank2,560+49%100%19%15,963
10Truist2,365+33%99.9%11%10,420
11SoFi2,324+26%100%8%5,234
12PNC Bank2,243+48%100%14%15,615
13Oportun17new100%18%43

Every bank ranked

Latest Oportun bank accounts complaints

ReceivedAboutIssueStateAnswerOn time
Oct 19, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedTNExplainedYes
Oct 7, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesNYMoney backYes
Oct 2, 2026Bank accountsClosing an accountFunds not received from closed accountFLExplainedYes
Sep 22, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedNJExplainedYes
Sep 6, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedFLExplainedYes
Aug 31, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedFLExplainedYes
Aug 31, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesNYExplainedYes
Aug 16, 2026Bank accountsClosing an accountCan't close your accountNCMoney backYes
Jul 24, 2026Bank accountsClosing an accountCan't close your accountCAMoney backYes
May 27, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAExplainedYes
May 14, 2026Bank accountsManaging an accountBanking errorsGAExplainedYes
Apr 23, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedAZExplainedYes
Apr 9, 2026Bank accountsManaging an accountDeposits and withdrawalsILExplainedYes
Feb 26, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedILExplainedYes
Feb 19, 2026Bank accountsClosing an accountCan't close your accountGUExplainedYes
Dec 27, 2025Bank accountsManaging an accountDeposits and withdrawalsTNExplainedYes
Nov 25, 2025Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountMTExplainedYes
Sep 3, 2025Bank accountsClosing an accountCan't close your accountALExplainedYes
Aug 21, 2025Bank accountsManaging an accountBanking errorsCAExplainedYes
Jul 30, 2025Bank accountsManaging an accountFunds not handled or disbursed as instructedFLExplainedYes
Jul 28, 2025Bank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountGAExplainedYes
Jun 22, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAExplainedYes
May 4, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedGAExplainedYes
Sep 5, 2024Bank accountsManaging an accountDeposits and withdrawalsVAExplainedYes
Aug 29, 2024Bank accountsManaging an accountDeposits and withdrawalsNYExplainedYes
Jul 2, 2024Bank accountsManaging an accountFunds not handled or disbursed as instructedILExplainedYes
Apr 6, 2024Bank accountsClosing an accountFunds not received from closed accountVAExplainedYes
Jan 24, 2024Bank accountsProblem with fraud alerts or security freezesTXExplainedYes
Jan 20, 2024Bank accountsClosing an accountFunds not received from closed accountARExplainedYes
Nov 7, 2023Bank accountsManaging an accountFunds not handled or disbursed as instructedGAExplainedYes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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