Auto lender · complaint record
Peoples Commerce complaints
Filed under Peoples Commerce Inc
Consumers have filed 26 complaints about Peoples Commerce since 2018, none in the last 12 months. It answered 88.5% on time and closed 8% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 26
- Last 12 months
- 0
- Answered on time
- 88.5%
- Closed with relief
- 8%
- Last 30 days
- 0
- Rank
- -
Since April 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jan 21, 2024
Peoples Commerce complaints by month
The busiest month was December 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Peoples Commerce answered all time
- Closed with non-monetary relief27.7%
- Closed with explanation2388.5%
- Untimely response13.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Peoples Commerce complaints are about
Top Peoples Commerce problems
Inside "Incorrect information on your report"
- Account information incorrect 4
- Public record information inaccurate 1
- Old information reappears or never goes away 1
- Account status incorrect 1
Where Peoples Commerce complaints come from
Most complaints: Pennsylvania (22), New Jersey (2), Delaware (1), Maryland (1).
Peoples Commerce compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Peoples CommerceAuto loans & leases | - | 0 | - |
Compare side by side: Peoples Commerce vs The Savings Group · Peoples Commerce vs AC AutoPay LLC, Denver, CO Branch · Peoples Commerce vs CARS Acquisition · Peoples Commerce vs EA Holdings
What people say about Peoples Commerce
All experiencesNo experiences with Peoples Commerce yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Peoples Commerce complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 21, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 22, 2022 | Auto loans & leases | Problems at the end of the loan or leaseTermination fees or other problem when ending the lease early | Explained |
| Jan 16, 2022 | Auto loans & leases | Problems at the end of the loan or leaseTermination fees or other problem when ending the lease early | Explained |
| Aug 18, 2021 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 23, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 28, 2021 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 29, 2021 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 17, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 22, 2020 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Sep 14, 2020 | Auto loans & leases | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Jul 29, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Peoples Commerce
How many complaints does Peoples Commerce have?
Peoples Commerce has 26 complaints on record since April 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Peoples Commerce respond to complaints?
Yes. Peoples Commerce answered 88.5% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Peoples Commerce?
The most common problems are incorrect information on your report (7), struggling to pay your loan (4), getting a loan or lease (3).
Is Peoples Commerce legit?
Peoples Commerce is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Peoples Commerce legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Peoples Commerce?
Complain to Peoples Commerce in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Peoples Commerce complaints come from?
Most come from Pennsylvania (22), New Jersey (2), Delaware (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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