Credit bureau · complaint record
StellarFinance complaints
Filed under StellarFinance, Inc.
Consumers have filed 61 complaints about StellarFinance since 2024, 21 of them in the last 12 months (-9% on the year before). It answered 81% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 61
- Last 12 months
- 21
- Answered on time
- 81%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #139 of 566
Since February 2024
-9% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 29, 2026
Most complained-about credit bureaus & report companies
StellarFinance complaints by month
The busiest month was July 2025 (5 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How StellarFinance answered all time
- Closed with monetary relief58.2%
- Closed with non-monetary relief23.3%
- Closed with explanation5488.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What StellarFinance complaints are about
Top StellarFinance problems
Inside "Incorrect information on your report"
- Account status incorrect 10
- Account information incorrect 10
- Information belongs to someone else 8
- Information is missing that should be on the report 1
Where StellarFinance complaints come from
Most complaints: Texas (8), Virginia (7), California (6), Florida (6), Louisiana (6).
StellarFinance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | StellarFinanceCredit reporting | - | 21 | - |
Compare side by side: StellarFinance vs Apple Financing · StellarFinance vs Nav Technologies · StellarFinance vs Opportunity Fund · StellarFinance vs Heritage Financial Group
What people say about StellarFinance
All experiencesNo experiences with StellarFinance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest StellarFinance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 19, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about StellarFinance
How many complaints does StellarFinance have?
StellarFinance has 61 complaints on record since February 2024, including 21 in the last 12 months and 0 in the last 30 days. That makes it number 1,049 of every company by complaints this year.
Does StellarFinance respond to complaints?
Yes. StellarFinance answered 81% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with StellarFinance?
The most common problems are incorrect information on your report (29), problem with a company's investigation into an existing problem (13), attempts to collect debt not owed (4).
Is StellarFinance legit?
StellarFinance is a real company with a public complaint record: consumers have complained about it 61 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is StellarFinance legit? for the signals, red flags and how to protect yourself.
Are complaints about StellarFinance going up or down?
Roughly level. There were 21 complaints in the last 12 months against 23 in the 12 before (-9%). See every month.
How do I file a complaint against StellarFinance?
Complain to StellarFinance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most StellarFinance complaints come from?
Most come from Texas (8), Virginia (7), California (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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