Credit bureau · complaint record
Summit Funding complaints
Filed under SUMMIT FUNDING, INC.
Consumers have filed 86 complaints about Summit Funding since 2015, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 86
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since February 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Dec 28, 2025
Most complained-about credit bureaus & report companies
Summit Funding complaints by month
The busiest month was February 2022 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Summit Funding answered all time
- Closed with monetary relief22.3%
- Closed with explanation8497.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Summit Funding complaints are about
Top Summit Funding problems
Inside "Trouble during payment process"
- Trying to communicate with the company to fix an issue while managing or servicing your loan 1
Where Summit Funding complaints come from
Most complaints: California (30), Arizona (11), North Carolina (8), Ohio (8), Tennessee (5).
Summit Funding compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Summit FundingCredit reporting | - | 1 | - |
Compare side by side: Summit Funding vs Apple Financing · Summit Funding vs Nav Technologies · Summit Funding vs Opportunity Fund · Summit Funding vs Heritage Financial Group
What people say about Summit Funding
All experiencesNo experiences with Summit Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Summit Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 28, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 27, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Jul 22, 2025 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| May 11, 2025 | Mortgages | Applying for a mortgage or refinancing an existing mortgageFees or costs during the application process | Explained |
| Nov 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 22, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 8, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 7, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 20, 2023 | Mortgages | Struggling to pay mortgage | Explained |
| Feb 7, 2023 | Mortgages | Closing on a mortgage | Explained |
| Nov 20, 2022 | Mortgages | Trouble during payment process | Explained |
Questions about Summit Funding
How many complaints does Summit Funding have?
Summit Funding has 86 complaints on record since February 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Summit Funding respond to complaints?
Yes. Summit Funding answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Summit Funding?
The most common problems are problem with a company's investigation into an existing problem (1), trouble during payment process (21), struggling to pay mortgage (13).
Is Summit Funding legit?
Summit Funding is a real company with a public complaint record: consumers have complained about it 86 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Summit Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Summit Funding?
Complain to Summit Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Summit Funding complaints come from?
Most come from California (30), Arizona (11), North Carolina (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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