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Mortgage company · complaint record

Top Flite Financial complaints

Consumers have filed 26 complaints about Top Flite Financial since 2014, 3 of them in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
26

Since December 2014

Last 12 months
3

new vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
33%

Typical mortgage company: 5%

Last 30 days
0

Newest: Sep 22, 2026

Rank
#250 of 595

Most complained-about mortgage lenders & servicers

Top Flite Financial complaints by month

The busiest month was September 2023 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Top Flite Financial answered all time

  • Closed with monetary relief27.7%
  • Closed with non-monetary relief13.8%
  • Closed with explanation2388.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Top Flite Financial complaints are about

  • Mortgages2285%
  • Credit reporting415%

Top Top Flite Financial problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Changes in loan terms during the application process 1
  • Delays in the application process 1
  • Negative impact of inaccurate appraisal 1

Where Top Flite Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (3), Georgia (3), Colorado (2), Kentucky (2), Michigan (2).

Top Flite Financial compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8Top Flite FinancialMortgages-3new100%33%-

Compare side by side: Top Flite Financial vs Midwest Loan Services · Top Flite Financial vs Truhome Solutions · Top Flite Financial vs NEXA Mortgage · Top Flite Financial vs Hilltop

What people say about Top Flite Financial

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Latest Top Flite Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 22, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalTNFixedYes
Jul 1, 2026MortgagesClosing on a mortgageChanges in loan terms during or after closingKYExplainedYes
Apr 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCOExplainedYes
Jun 9, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processSCExplainedYes
May 29, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanOHExplainedYes
Mar 5, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Nov 8, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Sep 25, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processFLExplainedYes
Sep 13, 2023MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuMOExplainedYes
Sep 3, 2023MortgagesClosing on a mortgageDelays with the closing processWAExplainedYes
Jul 21, 2022MortgagesApplying for a mortgage or refinancing an existing mortgagePAExplainedYes
Mar 3, 2021MortgagesClosing on a mortgageCAExplainedYes

Questions about Top Flite Financial

How many complaints does Top Flite Financial have?

Top Flite Financial has 26 complaints on record since December 2014, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does Top Flite Financial respond to complaints?

Yes. Top Flite Financial answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Top Flite Financial?
Is Top Flite Financial legit?

Top Flite Financial is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Top Flite Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Top Flite Financial?

Complain to Top Flite Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Top Flite Financial complaints come from?

Most come from California (3), Georgia (3), Colorado (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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