Complaint log
Universal Acceptance complaint log
The newest complaints about Universal Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2022 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 28, 2022 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 12, 2022 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Aug 10, 2022 | Auto loans & leases | Getting a loan or leaseProblem with a trade-in | Explained |
| Jul 1, 2022 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jun 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 21, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 21, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 19, 2022 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| May 19, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 19, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 16, 2022 | Auto loans & leases | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 7, 2022 | Auto loans & leases | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Feb 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 29, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Dec 17, 2021 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 31, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 28, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 13, 2021 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 6, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 31, 2021 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Aug 22, 2021 | Auto loans & leases | Struggling to pay your loanProblem after you declared or threatened to declare bankruptcy | Explained |
| Jul 23, 2021 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Jul 7, 2021 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 25, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 4, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 29, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 24, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 13, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 28, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 7, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 2, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 29, 2020 | Auto loans & leases | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 14, 2020 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Oct 4, 2020 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 17, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 12, 2020 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 1, 2020 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Aug 21, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 18, 2020 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 16, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 7, 2020 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works