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Mortgage company · complaint record

V.I.P. Mortgage complaints

Consumers have filed 17 complaints about V.I.P. Mortgage since 2017, 7 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
17

Since January 2017

Last 12 months
7

new vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
0%

Typical mortgage company: 5%

Last 30 days
0

Newest: Oct 9, 2026

Rank
#158 of 595

Most complained-about mortgage lenders & servicers

V.I.P. Mortgage complaints by month

The busiest month was August 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How V.I.P. Mortgage answered all time

  • Closed with monetary relief211.8%
  • Closed with explanation1588.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What V.I.P. Mortgage complaints are about

  • Mortgages1588%
  • Credit reporting212%

Top V.I.P. Mortgage problems

Inside "Trouble during payment process"

  • Escrow, taxes, or insurance 1
  • Trying to communicate with the company to fix an issue while managing or servicing your loan 1
  • Loan sold or transferred to another company 1

Where V.I.P. Mortgage complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Arizona (14), California (1), New Hampshire (1), Texas (1).

V.I.P. Mortgage compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8V.I.P. MortgageMortgages-7new100%0%-

Compare side by side: V.I.P. Mortgage vs Midwest Loan Services · V.I.P. Mortgage vs Truhome Solutions · V.I.P. Mortgage vs NEXA Mortgage · V.I.P. Mortgage vs Hilltop

What people say about V.I.P. Mortgage

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Latest V.I.P. Mortgage complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 9, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanAZExplainedYes
Oct 2, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuAZExplainedYes
Jul 1, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuAZExplainedYes
Jun 30, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceCAExplainedYes
Mar 18, 2026MortgagesTrouble during payment processLoan sold or transferred to another companyAZExplainedYes
Mar 5, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuAZExplainedYes
Dec 23, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsNHExplainedYes
Aug 3, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Jan 1, 2023MortgagesClosing on a mortgageAZMoney backYes
Dec 31, 2022MortgagesTrouble during payment processAZMoney backYes
Jul 21, 2022MortgagesClosing on a mortgageAZExplainedYes
Mar 4, 2022MortgagesTrouble during payment processAZExplainedYes

Questions about V.I.P. Mortgage

How many complaints does V.I.P. Mortgage have?

V.I.P. Mortgage has 17 complaints on record since January 2017, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does V.I.P. Mortgage respond to complaints?

Yes. V.I.P. Mortgage answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with V.I.P. Mortgage?
Is V.I.P. Mortgage legit?

V.I.P. Mortgage is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is V.I.P. Mortgage legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against V.I.P. Mortgage?

Complain to V.I.P. Mortgage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most V.I.P. Mortgage complaints come from?

Most come from Arizona (14), California (1), New Hampshire (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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