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Student loans

Issue with income share agreement

Consumers have filed 223 complaints about this, 80 in the last 12 months (-5%), against 33 companies. The most complained-about is Climb Credit. Companies closed 4% of these with relief.

Companies with the most

All time.

In more detail

  • Dealing with provider of income share agreement7735%
  • Marketing or disclosure issues6127%
  • Payment issues5022%
  • Billing or statement issues3516%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Oct 30, 2026ZuntaFiStudent loansIssue with income share agreementMarketing or disclosure issuesMNExplainedYes
Oct 25, 2026AES / PHEAAStudent loansIssue with income share agreementDealing with provider of income share agreementMAExplainedYes
Oct 14, 2026Climb CreditStudent loansIssue with income share agreementMarketing or disclosure issuesNYExplainedYes
Sep 23, 2026UnisaStudent loansIssue with income share agreementDealing with provider of income share agreementCAExplainedNo
Sep 21, 2026Goal Structured SolutionsStudent loansIssue with income share agreementDealing with provider of income share agreementLAExplainedYes
Sep 21, 2026NavientStudent loansIssue with income share agreementBilling or statement issuesTXExplainedYes
Sep 2, 2026Goal Structured SolutionsStudent loansIssue with income share agreementDealing with provider of income share agreementCAExplainedYes
Sep 2, 2026Goal Structured SolutionsStudent loansIssue with income share agreementDealing with provider of income share agreementCAExplainedYes
Aug 27, 2026Maximus Federal ServicesStudent loansIssue with income share agreementPayment issuesUTExplainedYes
Aug 17, 2026UnisaStudent loansIssue with income share agreementBilling or statement issuesMAExplainedNo
Aug 11, 2026UnisaStudent loansIssue with income share agreementMarketing or disclosure issuesORExplainedYes
Aug 5, 2026AES / PHEAAStudent loansIssue with income share agreementBilling or statement issuesTXExplainedYes
Aug 3, 2026Climb CreditStudent loansIssue with income share agreementDealing with provider of income share agreementSCExplainedYes
Jul 29, 2026MOHELAStudent loansIssue with income share agreementMarketing or disclosure issuesMAExplainedYes
Jul 29, 2026AES / PHEAAStudent loansIssue with income share agreementDealing with provider of income share agreementMIExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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