Debt relief company · complaint record
Freedom Financial Network complaints
Consumers have filed 1,202 complaints about Freedom Financial Network since 2019, 306 of them in the last 12 months (+38% on the year before). It answered 100% on time and closed 9% with relief for the customer - less often than a typical debt relief company. The most common problem is incorrect information on your report. It is the most complained-about of 124 debt relief & credit repair companies this year.
Average response record. How it works
- Complaints on record
- 1,202
- Last 12 months
- 306
- Answered on time
- 100%
- Closed with relief
- 9%
- Last 30 days
- 27
- Rank
- #1 of 124
Since May 2019
+38% vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Nov 12, 2026
Most complained-about debt relief & credit repair companies
Freedom Financial Network complaints by month
The busiest month was December 2025 (36 complaints). Complaints in the last 12 months are up 38% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Freedom Financial Network answered last 12 months
- Closed with monetary relief227.2%
- Closed with explanation23677.1%
- In progress4815.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers11/408.5% closed with relief
- Complaint trend6/15+38% vs last year
What Freedom Financial Network complaints are about
Top Freedom Financial Network problems last 12 months
Inside "Incorrect information on your report"
- Information belongs to someone else 77
- Account information incorrect 46
- Account status incorrect 43
- Old information reappears or never goes away 11
- Personal information incorrect 2
- Information is missing that should be on the report 2
Where Freedom Financial Network complaints come from
Most complaints: California (189), Florida (134), New York (115), Texas (106), North Carolina (47).
Freedom Financial Network compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Freedom Financial NetworkDebt relief & credit repair | 62 | 306 | C |
| 2 | Consumer Financial Services SolutionsDebt relief & credit repair | 0 | 244 | F |
| 3 | National Debt ReliefDebt relief & credit repair | 46 | 219 | D |
| 4 | The J. G. WentworthDebt relief & credit repair | 45 | 113 | D |
| 5 | Americor FundingDebt relief & credit repair | 54 | 68 | C |
| 6 | Oquirrh Mountain Law Group, P.CDebt relief & credit repair | 30 | 62 | F |
| 7 | Credit SageDebt relief & credit repair | 3 | 55 | F |
| 8 | Citizens Debt reliefDebt relief & credit repair | 37 | 51 | D |
Compare side by side: Freedom Financial Network vs Consumer Financial Services Solutions · Freedom Financial Network vs National Debt Relief · Freedom Financial Network vs The J. G. Wentworth · Freedom Financial Network vs Americor Funding
What people say about Freedom Financial Network
All experiencesNo experiences with Freedom Financial Network yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Freedom Financial Network complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 11, 2026 | Payday & personal loans | Getting the loan | In progress |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 11, 2026 | Debt relief & credit repair | Confusing or missing disclosures | In progress |
| Nov 10, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | In progress |
| Nov 9, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | In progress |
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Nov 9, 2026 | Debt relief & credit repair | Didn't provide services promised | In progress |
| Nov 7, 2026 | Payday & personal loans | Struggling to pay your loan | In progress |
| Nov 5, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | In progress |
| Nov 3, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | In progress |
Questions about Freedom Financial Network
How many complaints does Freedom Financial Network have?
Freedom Financial Network has 1,202 complaints on record since May 2019, including 306 in the last 12 months and 27 in the last 30 days. That makes it number 259 of every company by complaints this year.
Does Freedom Financial Network respond to complaints?
Yes. Freedom Financial Network answered 100% of its complaints on time (within 15 days) and closed 9% with relief - money back or a fix; 8.5% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 62/100 (grade C).
What do people complain about most with Freedom Financial Network?
The most common problems are incorrect information on your report (184), didn't provide services promised (103), took or threatened to take negative or legal action (56).
Is Freedom Financial Network legit?
Freedom Financial Network is a real company with a public complaint record: consumers have complained about it 1,202 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Freedom Financial Network legit? for the signals, red flags and how to protect yourself.
Are complaints about Freedom Financial Network going up or down?
Up. There were 306 complaints in the last 12 months against 222 in the 12 before (+38%). See every month.
How do I file a complaint against Freedom Financial Network?
Complain to Freedom Financial Network in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Freedom Financial Network complaints come from?
Most come from California (189), Florida (134), New York (115). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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