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Credit cards

Late fee

Consumers have filed 3,639 complaints about this, against 56 companies. The most complained-about is Citibank.

Companies with the most

All time.

By month

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Apr 21, 2017HSBCCredit cardsLate feeILFixedYes
Apr 21, 2017SynchronyCredit cardsLate feeINMoney backYes
Apr 21, 2017CitibankCredit cardsLate feeLAExplainedYes
Apr 21, 2017CitibankCredit cardsLate feeCAExplainedYes
Apr 21, 2017Bread FinancialCredit cardsLate feeMNMoney backYes
Apr 20, 2017Wells FargoCredit cardsLate feePAMoney backNo
Apr 20, 2017SynchronyCredit cardsLate feeSCExplainedYes
Apr 19, 2017SynchronyCredit cardsLate feePAMoney backYes
Apr 19, 2017TD BankCredit cardsLate feeNJMoney backYes
Apr 19, 2017Capital OneCredit cardsLate feeOHExplainedYes
Apr 19, 2017American ExpressCredit cardsLate feeNYMoney backYes
Apr 18, 2017JPMorgan ChaseCredit cardsLate feeILExplainedYes
Apr 18, 2017SynchronyCredit cardsLate feeOHMoney backYes
Apr 18, 2017Bread FinancialCredit cardsLate feeVAExplainedYes
Apr 18, 2017SynchronyCredit cardsLate feeGAMoney backYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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