Debt collector · complaint record
ATG Credit complaints
Filed under ATG Credit, LLC
Consumers have filed 607 complaints about ATG Credit since 2013, 43 of them in the last 12 months (-17% on the year before). It answered 95.3% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 607
- Last 12 months
- 43
- Answered on time
- 95.3%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #343 of 1,963
Since September 2013
-17% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 12, 2026
Most complained-about debt collectors
ATG Credit complaints by month
The busiest month was February 2022 (16 complaints). Complaints in the last 12 months are down 17% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How ATG Credit answered last 12 months
- Closed with explanation3990.7%
- In progress49.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time24/4595.3% on time
- Relief for customers0/400% closed with relief
- Complaint trend14/15-17% vs last year
What ATG Credit complaints are about
Top ATG Credit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 92
- Debt was result of identity theft 30
- Debt was paid 25
- Debt was already discharged in bankruptcy and is no longer owed 10
Where ATG Credit complaints come from
Most complaints: Illinois (193), Georgia (46), California (43), Florida (41), Texas (40).
ATG Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Express CollectionsDebt collection | 59 | 44 | C |
| 2 | Grant Mercantile AgencyDebt collection | 49 | 44 | D |
| 3 | ApellesDebt collection | 59 | 43 | C |
| 4 | Specialized Collection SystemsDebt collection | 9 | 43 | F |
| 5 | Selip & StylianouDebt collection | 59 | 43 | C |
| 6 | HF HoldingsDebt collection | 9 | 43 | F |
| 7 | Tennessee Credit ManagementDebt collection | 45 | 43 | D |
| 8 | ATG CreditDebt collection | 38 | 43 | D |
Compare side by side: ATG Credit vs Express Collections · ATG Credit vs Grant Mercantile Agency · ATG Credit vs Apelles · ATG Credit vs Specialized Collection Systems
What people say about ATG Credit
All experiencesNo experiences with ATG Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ATG Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | In progress |
| Oct 31, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Sep 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Sep 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 3, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Questions about ATG Credit
How many complaints does ATG Credit have?
ATG Credit has 607 complaints on record since September 2013, including 43 in the last 12 months and 2 in the last 30 days. That makes it number 722 of every company by complaints this year.
Does ATG Credit respond to complaints?
Yes. ATG Credit answered 95.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 38/100 (grade D).
What do people complain about most with ATG Credit?
The most common problems are attempts to collect debt not owed (157), incorrect information on your report (51), took or threatened to take negative or legal action (24).
Is ATG Credit legit?
ATG Credit is a real company with a public complaint record: consumers have complained about it 607 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ATG Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about ATG Credit going up or down?
Down. There were 43 complaints in the last 12 months against 52 in the 12 before (-17%). See every month.
How do I file a complaint against ATG Credit?
Complain to ATG Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ATG Credit complaints come from?
Most come from Illinois (193), Georgia (46), California (43). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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