Debt collector · complaint record
Tennessee Credit Management complaints
Filed under Tennessee Credit Management, Inc
Consumers have filed 68 complaints about Tennessee Credit Management since 2024, 43 of them in the last 12 months (+95% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 68
- Last 12 months
- 43
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #343 of 1,963
Since August 2024
+95% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 27, 2026
Most complained-about debt collectors
Tennessee Credit Management complaints by month
The busiest month was February 2026 (10 complaints). Complaints in the last 12 months are up 95% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Tennessee Credit Management answered last 12 months
- Closed with explanation43100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend0/15+95% vs last year
What Tennessee Credit Management complaints are about
Top Tennessee Credit Management problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 10
- Debt was result of identity theft 6
- Debt was paid 2
Where Tennessee Credit Management complaints come from
Most complaints: Texas (11), Georgia (10), Mississippi (9), South Carolina (8), Florida (8).
Tennessee Credit Management compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Express CollectionsDebt collection | 59 | 44 | C |
| 2 | Grant Mercantile AgencyDebt collection | 49 | 44 | D |
| 3 | ApellesDebt collection | 59 | 43 | C |
| 4 | ATG CreditDebt collection | 38 | 43 | D |
| 5 | Specialized Collection SystemsDebt collection | 9 | 43 | F |
| 6 | Selip & StylianouDebt collection | 59 | 43 | C |
| 7 | HF HoldingsDebt collection | 9 | 43 | F |
| 8 | Tennessee Credit ManagementDebt collection | 45 | 43 | D |
Compare side by side: Tennessee Credit Management vs Express Collections · Tennessee Credit Management vs Grant Mercantile Agency · Tennessee Credit Management vs Apelles · Tennessee Credit Management vs ATG Credit
What people say about Tennessee Credit Management
All experiencesNo experiences with Tennessee Credit Management yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Tennessee Credit Management complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 31, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Tennessee Credit Management
How many complaints does Tennessee Credit Management have?
Tennessee Credit Management has 68 complaints on record since August 2024, including 43 in the last 12 months and 1 in the last 30 days. That makes it number 722 of every company by complaints this year.
Does Tennessee Credit Management respond to complaints?
Yes. Tennessee Credit Management answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 45/100 (grade D).
What do people complain about most with Tennessee Credit Management?
The most common problems are attempts to collect debt not owed (18), took or threatened to take negative or legal action (10), incorrect information on your report (8).
Is Tennessee Credit Management legit?
Tennessee Credit Management is a real company with a public complaint record: consumers have complained about it 68 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Tennessee Credit Management legit? for the signals, red flags and how to protect yourself.
Are complaints about Tennessee Credit Management going up or down?
Up. There were 43 complaints in the last 12 months against 22 in the 12 before (+95%). See every month.
How do I file a complaint against Tennessee Credit Management?
Complain to Tennessee Credit Management in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Tennessee Credit Management complaints come from?
Most come from Texas (11), Georgia (10), Mississippi (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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