Debt collector · complaint record
HF Holdings complaints
Consumers have filed 110 complaints about HF Holdings since 2023, 43 of them in the last 12 months (+34% on the year before). It answered 86% on time and closed 2% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 110
- Last 12 months
- 43
- Answered on time
- 86%
- Closed with relief
- 2%
- Last 30 days
- 5
- Rank
- #343 of 1,963
Since March 2023
+34% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 4, 2026
Most complained-about debt collectors
HF Holdings complaints by month
The busiest month was October 2026 (6 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How HF Holdings answered last 12 months
- Closed with non-monetary relief12.3%
- Closed with explanation4297.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4586% on time
- Relief for customers2/402.3% closed with relief
- Complaint trend7/15+34% vs last year
What HF Holdings complaints are about
Top HF Holdings problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 29
- Debt was result of identity theft 7
- Debt was paid 4
- Debt was already discharged in bankruptcy and is no longer owed 2
Where HF Holdings complaints come from
Most complaints: Florida (15), Texas (12), New York (11), Georgia (10), South Carolina (6).
HF Holdings compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Express CollectionsDebt collection | 59 | 44 | C |
| 2 | Grant Mercantile AgencyDebt collection | 49 | 44 | D |
| 3 | ApellesDebt collection | 59 | 43 | C |
| 4 | ATG CreditDebt collection | 38 | 43 | D |
| 5 | Specialized Collection SystemsDebt collection | 9 | 43 | F |
| 6 | Selip & StylianouDebt collection | 59 | 43 | C |
| 7 | Tennessee Credit ManagementDebt collection | 45 | 43 | D |
| 8 | HF HoldingsDebt collection | 9 | 43 | F |
Compare side by side: HF Holdings vs Express Collections · HF Holdings vs Grant Mercantile Agency · HF Holdings vs Apelles · HF Holdings vs ATG Credit
What people say about HF Holdings
All experiencesNo experiences with HF Holdings yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest HF Holdings complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 19, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 22, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 14, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 6, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about HF Holdings
How many complaints does HF Holdings have?
HF Holdings has 110 complaints on record since March 2023, including 43 in the last 12 months and 5 in the last 30 days. That makes it number 722 of every company by complaints this year.
Does HF Holdings respond to complaints?
Yes. HF Holdings answered 86% of its complaints on time (within 15 days) and closed 2% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 9/100 (grade F).
What do people complain about most with HF Holdings?
The most common problems are attempts to collect debt not owed (42), took or threatened to take negative or legal action (17), false statements or representation (13).
Is HF Holdings legit?
HF Holdings is a real company with a public complaint record: consumers have complained about it 110 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is HF Holdings legit? for the signals, red flags and how to protect yourself.
Are complaints about HF Holdings going up or down?
Up. There were 43 complaints in the last 12 months against 32 in the 12 before (+34%). See every month.
How do I file a complaint against HF Holdings?
Complain to HF Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most HF Holdings complaints come from?
Most come from Florida (15), Texas (12), New York (11). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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