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Auto loans & leases

Citizens Bank auto loans & leases complaints

Consumers have filed 642 complaints about Citizens Bank's auto loans & leases, 40 in the last 12 months (-13%). Citizens Bank answered 100% on time and closed 8% with relief. See the whole Citizens Bank record.

Citizens Bank against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Citizens Bank40-13%100%8%642

Every auto lender ranked

Latest Citizens Bank auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 27, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionILExplainedYes
Oct 20, 2026Auto loans & leasesManaging the loan or leaseBilling problemNHIn progressYes
Oct 13, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionNJIn progressYes
Oct 9, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsVAIn progressYes
Sep 23, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanMOExplainedYes
Sep 20, 2026Auto loans & leasesManaging the loan or leaseBilling problemDCExplainedYes
Sep 14, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNJExplainedYes
Sep 13, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNJMoney backYes
Aug 26, 2026Auto loans & leasesRepossessionNotice to repossessMDExplainedYes
Aug 24, 2026Auto loans & leasesManaging the loan or leaseBilling problemILExplainedYes
Aug 15, 2026Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Aug 14, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNJExplainedYes
Jul 5, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionCTExplainedYes
Jun 22, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleCTExplainedYes
Jun 5, 2026Auto loans & leasesManaging the loan or leaseBilling problemILExplainedYes
May 24, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNJExplainedYes
May 17, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offTNExplainedYes
May 12, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedYes
Apr 30, 2026Auto loans & leasesManaging the loan or leaseBilling problemNHMoney backYes
Apr 26, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectTXExplainedYes
Apr 10, 2026Auto loans & leasesRepossessionVoluntary repossessionNYExplainedYes
Apr 8, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNYExplainedYes
Apr 7, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectILExplainedYes
Apr 7, 2026Auto loans & leasesRepossessionNotice to repossessCTExplainedYes
Apr 6, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleCTMoney backYes
Mar 26, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionNYExplainedYes
Mar 25, 2026Auto loans & leasesManaging the loan or leaseBilling problemNYExplainedYes
Mar 17, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offAZExplainedYes
Mar 17, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offKYExplainedYes
Feb 26, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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