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City First Mortgage Services complaints

Consumers have filed 12 complaints about City First Mortgage Services since 2014, 3 of them in the last 12 months. It answered 0% on time and closed 12% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
12

Since October 2014

Last 12 months
3

new vs the year before

Answered on time
0%

Industry: 96%

Closed with relief
12%

Typical mortgage company: 5%

Last 30 days
0

Newest: Jul 3, 2026

Rank
#250 of 595

Most complained-about mortgage lenders & servicers

City First Mortgage Services complaints by month

The busiest month was October 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How City First Mortgage Services answered all time

  • Closed with monetary relief18.3%
  • Closed with explanation758.3%
  • Untimely response433.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What City First Mortgage Services complaints are about

  • Mortgages867%
  • Payday & personal loans18%
  • Debt collection18%
  • Auto loans & leases18%
  • Credit reporting18%

Top City First Mortgage Services problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Application denials 2
  • Fees or costs during the application process 1
  • Trying to communicate with the company to fix an issue with the application process 1

Where City First Mortgage Services complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (6), Arizona (2), South Carolina (1), California (1), Florida (1).

City First Mortgage Services compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8City First Mortgage ServicesMortgages-3new0%12%-

Compare side by side: City First Mortgage Services vs Midwest Loan Services · City First Mortgage Services vs Truhome Solutions · City First Mortgage Services vs NEXA Mortgage · City First Mortgage Services vs Hilltop

What people say about City First Mortgage Services

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Latest City First Mortgage Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Apr 16, 2026Payday & personal loansGetting a line of creditSCNo timely replyNo
Feb 6, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXNo timely replyNo
Oct 27, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXNo timely replyNo
Oct 12, 2025Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTXExplainedNo
Nov 28, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processGAExplainedYes
Dec 22, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processAZExplainedNo
Sep 15, 2023MortgagesClosing on a mortgageClosing disclosure or other related disclosuresAZMoney backNo
Apr 21, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 17, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageTXExplainedNo
Oct 21, 2018MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedNo
Oct 13, 2014MortgagesCredit decision / UnderwritingCAExplainedYes

Questions about City First Mortgage Services

How many complaints does City First Mortgage Services have?

City First Mortgage Services has 12 complaints on record since October 2014, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does City First Mortgage Services respond to complaints?

Yes. City First Mortgage Services answered 0% of its complaints on time (within 15 days) and closed 12% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with City First Mortgage Services?
Is City First Mortgage Services legit?

City First Mortgage Services is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is City First Mortgage Services legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against City First Mortgage Services?

Complain to City First Mortgage Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most City First Mortgage Services complaints come from?

Most come from Texas (6), Arizona (2), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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