Bank · complaint record
First Commonwealth Financial complaints
Filed under FIRST COMMONWEALTH FINANCIAL CORPORATION
Consumers have filed 123 complaints about First Commonwealth Financial since 2023, 47 of them in the last 12 months (+27% on the year before). It answered 100% on time and closed 2% with relief for the customer - less often than a typical bank. The most common problem is managing an account.
Average response record. How it works
- Complaints on record
- 123
- Last 12 months
- 47
- Answered on time
- 100%
- Closed with relief
- 2%
- Last 30 days
- 2
- Rank
- #84 of 188
Since June 2023
+27% vs the year before
Industry: 99.3%
Typical bank: 19%
Newest: Oct 29, 2026
Most complained-about banks & credit unions
First Commonwealth Financial complaints by month
The busiest month was May 2026 (10 complaints). Complaints in the last 12 months are up 27% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Commonwealth Financial answered last 12 months
- Closed with monetary relief12.1%
- Closed with explanation4493.6%
- In progress24.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers2/402.2% closed with relief
- Complaint trend7/15+27% vs last year
What First Commonwealth Financial complaints are about
Top First Commonwealth Financial problems
Inside "Managing an account"
- Deposits and withdrawals 13
- Funds not handled or disbursed as instructed 7
- Banking errors 4
- Problem using a debit or ATM card 3
- Fee problem 3
- Problem accessing account 2
Where First Commonwealth Financial complaints come from
Most complaints: Pennsylvania (81), Ohio (31), Arizona (2), Florida (2), Georgia (1).
First Commonwealth Financial compared with other banks & credit unions
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | First Interstate BancsystemBank accounts | 58 | 50 | C |
| 2 | B9, IncBank accounts | 0 | 49 | F |
| 3 | Majority USABank accounts | 43 | 48 | D |
| 4 | Community Financial SystemBank accounts | 41 | 47 | D |
| 5 | First Commonwealth FinancialBank accounts | 54 | 47 | C |
| 6 | United BanksharesBank accounts | 32 | 46 | F |
| 7 | RenasantBank accounts | 55 | 46 | C |
| 8 | Wafd BankBank accounts | 48 | 45 | D |
Compare side by side: First Commonwealth Financial vs First Interstate Bancsystem · First Commonwealth Financial vs B9, Inc · First Commonwealth Financial vs Majority USA · First Commonwealth Financial vs Community Financial System
What people say about First Commonwealth Financial
All experiencesNo experiences with First Commonwealth Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Commonwealth Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Bank accounts | Closing an accountCan't close your account | Explained |
| Oct 23, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Explained |
| Oct 10, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 8, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Explained |
| Oct 7, 2026 | Auto loans & leases | RepossessionVoluntary repossession | In progress |
| Oct 6, 2026 | Bank accounts | Managing an accountDeposits and withdrawals | Explained |
| Sep 28, 2026 | Bank accounts | Closing an accountCan't close your account | Explained |
| Sep 9, 2026 | Bank accounts | Problem caused by your funds being lowNon-sufficient funds and associated fees | Explained |
| Sep 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 30, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Money back |
| Aug 10, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Explained |
Questions about First Commonwealth Financial
How many complaints does First Commonwealth Financial have?
First Commonwealth Financial has 123 complaints on record since June 2023, including 47 in the last 12 months and 2 in the last 30 days. That makes it number 694 of every company by complaints this year.
Does First Commonwealth Financial respond to complaints?
Yes. First Commonwealth Financial answered 100% of its complaints on time (within 15 days) and closed 2% with relief - money back or a fix; 2.2% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 54/100 (grade C).
What do people complain about most with First Commonwealth Financial?
The most common problems are managing an account (36), problem caused by your funds being low (17), problem with a lender or other company charging your account (7).
Is First Commonwealth Financial legit?
First Commonwealth Financial is a real company with a public complaint record: consumers have complained about it 123 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Commonwealth Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about First Commonwealth Financial going up or down?
Up. There were 47 complaints in the last 12 months against 37 in the 12 before (+27%). See every month.
How do I file a complaint against First Commonwealth Financial?
Complain to First Commonwealth Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Commonwealth Financial complaints come from?
Most come from Pennsylvania (81), Ohio (31), Arizona (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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