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Auto loans & leases

Heritage Financial Group auto loans & leases complaints

Consumers have filed 44 complaints about Heritage Financial Group's auto loans & leases, 10 in the last 12 months. Heritage Financial Group answered 70% on time and closed 0% with relief. See the whole Heritage Financial Group record.

Heritage Financial Group against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Heritage Financial Group10new70%0%44

Every auto lender ranked

Latest Heritage Financial Group auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Auto loans & leasesGetting a loan or leaseCredit denialILExplainedYes
Sep 21, 2026Auto loans & leasesRepossessionVoluntary repossessionMSExplainedYes
Jul 28, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldOHExplainedYes
Apr 13, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedINExplainedNo
Mar 11, 2026Auto loans & leasesIncorrect information on your reportOld information reappears or never goes awayILExplainedNo
Mar 8, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanILExplainedNo
Jan 30, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanILExplainedYes
Dec 30, 2025Auto loans & leasesManaging the loan or leaseProblem with the interest rateILExplainedYes
Dec 24, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionOHExplainedYes
Nov 20, 2025Auto loans & leasesManaging the loan or leaseProblem with fees chargedILExplainedYes
Nov 12, 2025Auto loans & leasesManaging the loan or leaseProblem with fees chargedILExplainedYes
Oct 20, 2025Auto loans & leasesManaging the loan or leaseProblem with fees chargedINExplainedYes
Jun 19, 2025Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanINExplainedYes
Jun 3, 2025Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeILExplainedYes
May 26, 2025Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanINExplainedYes
May 23, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionKYExplainedYes
Nov 30, 2024Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionTXExplainedYes
Nov 7, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionKYExplainedYes
Nov 2, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionKYExplainedYes
Oct 29, 2024Auto loans & leasesRepossessionNotice to repossessKYExplainedYes
Sep 15, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionILExplainedYes
Jul 1, 2024Auto loans & leasesManaging the loan or leaseBilling problemINExplainedYes
May 28, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
May 2, 2024Auto loans & leasesIncorrect information on your reportAccount information incorrectMNExplainedYes
Feb 10, 2024Auto loans & leasesImproper use of your reportReporting company used your report improperlyILExplainedYes
Jan 23, 2024Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleINExplainedYes
Feb 9, 2023Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanILExplainedYes
Dec 19, 2022Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldFLExplainedNo
Jul 31, 2022Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingOHExplainedYes
Jan 4, 2022Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsAZExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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