Mortgage company · complaint record
Homestead Funding complaints
Filed under HOMESTEAD FUNDING CORPORATION
Consumers have filed 23 complaints about Homestead Funding since 2014, 4 of them in the last 12 months. It answered 100% on time and closed 25% with relief for the customer. The most common problem is closing on a mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 25%
- Last 30 days
- 1
- Rank
- #216 of 595
Since December 2014
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Oct 30, 2026
Most complained-about mortgage lenders & servicers
Homestead Funding complaints by month
The busiest month was December 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Homestead Funding answered all time
- Closed with monetary relief730.4%
- Closed with non-monetary relief14.3%
- Closed with explanation1565.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Homestead Funding complaints are about
Top Homestead Funding problems
Inside "Closing on a mortgage"
- Closing disclosure or other related disclosures 2
- Changes in loan terms during or after closing 1
Where Homestead Funding complaints come from
Most complaints: New York (13), Connecticut (3), Illinois (2), Tennessee (2), Pennsylvania (1).
Homestead Funding compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Homestead FundingMortgages | - | 4 | - |
Compare side by side: Homestead Funding vs Midwest Loan Services · Homestead Funding vs Truhome Solutions · Homestead Funding vs NEXA Mortgage · Homestead Funding vs Hilltop
What people say about Homestead Funding
All experiencesNo experiences with Homestead Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Homestead Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| May 12, 2026 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| Mar 26, 2026 | Mortgages | Trouble during payment processLoan sold or transferred to another company | Money back |
| Jan 20, 2026 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| Aug 13, 2024 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Dec 9, 2023 | Credit cards | Other features, terms, or problemsProblem with customer service | Explained |
| Oct 22, 2021 | Mortgages | Closing on a mortgage | Fixed |
| Jul 28, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 10, 2021 | Mortgages | Trouble during payment process | Explained |
| Jan 21, 2021 | Mortgages | Struggling to pay mortgage | Explained |
| Dec 15, 2020 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Money back |
| Oct 21, 2020 | Mortgages | Closing on a mortgage | Money back |
Questions about Homestead Funding
How many complaints does Homestead Funding have?
Homestead Funding has 23 complaints on record since December 2014, including 4 in the last 12 months and 1 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does Homestead Funding respond to complaints?
Yes. Homestead Funding answered 100% of its complaints on time (within 15 days) and closed 25% with relief - money back or a fix; 25% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Homestead Funding?
The most common problems are closing on a mortgage (6), trouble during payment process (2), written notification about debt (2).
Is Homestead Funding legit?
Homestead Funding is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Homestead Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Homestead Funding?
Complain to Homestead Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Homestead Funding complaints come from?
Most come from New York (13), Connecticut (3), Illinois (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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