Debt collector · complaint record
Unifin complaints
Filed under Unifin Inc.
Consumers have filed 1,322 complaints about Unifin since 2015, 485 of them in the last 12 months (+29% on the year before). It answered 99.4% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 1,322
- Last 12 months
- 485
- Answered on time
- 99.4%
- Closed with relief
- 0%
- Last 30 days
- 75
- Rank
- #81 of 1,963
Since February 2015
+29% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
Unifin complaints by month
The busiest month was October 2026 (106 complaints). Complaints in the last 12 months are up 29% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Unifin answered last 12 months
- Closed with explanation48399.6%
- In progress20.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time42/4599.4% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+29% vs last year
What Unifin complaints are about
Top Unifin problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 296
- Debt was result of identity theft 81
- Debt was paid 50
- Debt was already discharged in bankruptcy and is no longer owed 24
Where Unifin complaints come from
Most complaints: California (152), Florida (119), Texas (115), New York (73), Georgia (70).
Unifin compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Consumer AdjustmentDebt collection | 36 | 499 | D |
| 2 | InDebtedDebt collection | 44 | 496 | D |
| 3 | Colony BrandsDebt collection | 49 | 495 | D |
| 4 | The BureausDebt collection | 55 | 492 | C |
| 5 | Optio SolutionsDebt collection | 44 | 492 | D |
| 6 | W&A IntermediateDebt collection | 100 | 485 | A |
| 7 | UnifinDebt collection | 49 | 485 | D |
| 8 | United RevenueDebt collection | 47 | 482 | D |
Compare side by side: Unifin vs Consumer Adjustment · Unifin vs InDebted · Unifin vs Colony Brands · Unifin vs The Bureaus
What people say about Unifin
All experiencesNo experiences with Unifin yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Unifin complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 12, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 11, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Nov 9, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Nov 8, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Unifin
How many complaints does Unifin have?
Unifin has 1,322 complaints on record since February 2015, including 485 in the last 12 months and 75 in the last 30 days. That makes it number 200 of every company by complaints this year.
Does Unifin respond to complaints?
Yes. Unifin answered 99.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 49/100 (grade D).
What do people complain about most with Unifin?
The most common problems are attempts to collect debt not owed (451), electronic communications (271), communication tactics (176).
Is Unifin legit?
Unifin is a real company with a public complaint record: consumers have complained about it 1,322 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Unifin legit? for the signals, red flags and how to protect yourself.
Are complaints about Unifin going up or down?
Up. There were 485 complaints in the last 12 months against 377 in the 12 before (+29%). See every month.
How do I file a complaint against Unifin?
Complain to Unifin in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Unifin complaints come from?
Most come from California (152), Florida (119), Texas (115). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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