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Payday & personal loans

LendingUSA payday & personal loans complaints

Consumers have filed 83 complaints about LendingUSA's payday & personal loans, 9 in the last 12 months. LendingUSA answered 77.8% on time and closed 17% with relief. See the whole LendingUSA record.

LendingUSA against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13LendingUSA9new77.8%17%83

Every lender ranked

Latest LendingUSA payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Aug 26, 2026Payday & personal loansProblem when making paymentsKSIn progressYes
Jul 27, 2026Payday & personal loansProblem with additional add-on products or servicesUTNo timely replyNo
Jun 23, 2026Payday & personal loansProblem with additional add-on products or servicesAZNo timely replyNo
Apr 17, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Apr 1, 2026Payday & personal loansProblem with additional add-on products or servicesMDExplainedYes
Mar 30, 2026Payday & personal loansProblem with the payoff process at the end of the loanNYExplainedYes
Feb 20, 2026Payday & personal loansCharged fees or interest you didn't expectCAMoney backYes
Jan 23, 2026Payday & personal loansProblem with additional add-on products or servicesVAExplainedYes
Dec 20, 2025Payday & personal loansGetting the loanTXExplainedYes
Nov 7, 2025Payday & personal loansProblem with additional add-on products or servicesGAExplainedYes
Sep 17, 2025Payday & personal loansConfusing or misleading advertising or marketingGAExplainedYes
Mar 26, 2025Payday & personal loansGetting the loanFLExplainedYes
Jan 1, 2025Payday & personal loansProblems receiving the advanceINExplainedYes
Oct 29, 2024Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Oct 1, 2024Payday & personal loansGetting the loanFLExplainedYes
Jul 10, 2024Payday & personal loansProblem when making paymentsILExplainedYes
Jul 10, 2024Payday & personal loansUnexpected feesWAMoney backYes
Jul 8, 2024Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Mar 25, 2024Payday & personal loansGetting the loanFLExplainedYes
Mar 21, 2024Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Mar 18, 2024Payday & personal loansCharged fees or interest you didn't expectCOExplainedYes
Feb 19, 2024Payday & personal loansGetting the loanCAExplainedYes
Feb 6, 2024Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Dec 4, 2023Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayNCExplainedYes
Nov 17, 2023Payday & personal loansProblem when making paymentsCOExplainedYes
Sep 21, 2023Payday & personal loansProblem with additional add-on products or servicesTXExplainedYes
Aug 23, 2023Payday & personal loansGetting a line of creditOKExplainedYes
Aug 3, 2023Payday & personal loansGetting a line of creditFLExplainedYes
Jul 20, 2023Payday & personal loansGetting the loanCOExplainedYes
Apr 19, 2023Payday & personal loansProblem with the payoff process at the end of the loanCTExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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