Mortgage company · complaint record
Lima One Capital complaints
Filed under Lima One Capital, LLC
Consumers have filed 40 complaints about Lima One Capital since 2017, 5 of them in the last 12 months. It answered 60% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 40
- Last 12 months
- 5
- Answered on time
- 60%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #193 of 595
Since April 2017
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Sep 30, 2026
Most complained-about mortgage lenders & servicers
Lima One Capital complaints by month
The busiest month was October 2021 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lima One Capital answered all time
- Closed with monetary relief25%
- Closed with explanation3895%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lima One Capital complaints are about
Top Lima One Capital problems
Inside "Trouble during payment process"
- Escrow, taxes, or insurance 2
- Trying to communicate with the company to fix an issue while managing or servicing your loan 2
- Interest rate 1
- Paying off the loan 1
Where Lima One Capital complaints come from
Most complaints: Illinois (7), Texas (4), Georgia (4), New York (3), North Carolina (3).
Lima One Capital compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Lima One CapitalMortgages | - | 5 | - |
Compare side by side: Lima One Capital vs Midwest Loan Services · Lima One Capital vs Truhome Solutions · Lima One Capital vs NEXA Mortgage · Lima One Capital vs Hilltop
What people say about Lima One Capital
All experiencesNo experiences with Lima One Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lima One Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 30, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Sep 3, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Jun 24, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageApplication denials | Explained |
| Feb 24, 2026 | Mortgages | Trouble during payment processInterest rate | Explained |
| Dec 16, 2025 | Mortgages | Applying for a mortgage or refinancing an existing mortgageApplication denials | Explained |
| Oct 22, 2025 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | Explained |
| Oct 3, 2025 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| Oct 10, 2024 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Sep 2, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageFees or costs during the application process | Money back |
| Jun 30, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 2, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 1, 2024 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
Questions about Lima One Capital
How many complaints does Lima One Capital have?
Lima One Capital has 40 complaints on record since April 2017, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Lima One Capital respond to complaints?
Yes. Lima One Capital answered 60% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lima One Capital?
The most common problems are trouble during payment process (16), applying for a mortgage or refinancing an existing mortgage (4), struggling to pay mortgage (7).
Is Lima One Capital legit?
Lima One Capital is a real company with a public complaint record: consumers have complained about it 40 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lima One Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lima One Capital?
Complain to Lima One Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lima One Capital complaints come from?
Most come from Illinois (7), Texas (4), Georgia (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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