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Complaint log

Synchrony complaint log

The newest complaints about Synchrony, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountTXIn progressYes
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXIn progressYes
Oct 30, 2026Debt relief & credit repairConfusing or missing disclosuresCAIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLIn progressYes
Oct 30, 2026Credit cardsTrouble using your cardCan't use card to make purchasesTXIn progressYes
Oct 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSIn progressYes
Oct 30, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeCAIn progressYes
Oct 30, 2026Credit cardsAdvertising and marketing, including promotional offersDidn't receive advertised or promotional termsNJIn progressYes
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountCAIn progressYes
Oct 30, 2026Credit cardsOther features, terms, or problemsProblem with rewards from credit cardCAIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementMDIn progressYes
Oct 30, 2026Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtTXIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementWAIn progressYes
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountALIn progressYes
Oct 30, 2026Credit cardsFees or interestUnexpected increase in interest rateCOIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementWIIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Oct 30, 2026Bank accountsManaging an accountDeposits and withdrawalsFLExplainedYes
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountNJIn progressYes
Oct 30, 2026Credit cardsOther features, terms, or problemsProblem with balance transferORIn progressYes
Oct 30, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAIn progressYes
Oct 30, 2026Credit cardsFees or interestCharged too much interestNYIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMAIn progressYes
Oct 30, 2026Credit cardsFees or interestCharged too much interestALIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXIn progressYes
Oct 30, 2026Payday & personal loansProblem when making paymentsTXIn progressYes
Oct 30, 2026Credit cardsClosing your accountCan't close your accountMAExplainedYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectWVExplainedYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardORIn progressYes
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountCAIn progressYes
Oct 30, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeOKIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectPRIn progressYes
Oct 30, 2026Credit cardsFees or interestProblem with feesILIn progressYes
Oct 30, 2026Credit cardsIncorrect information on your reportInformation belongs to someone elseIAIn progressYes
Oct 30, 2026Credit cardsClosing your accountCompany closed your accountILIn progressYes
Oct 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLIn progressYes
Oct 30, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardALIn progressYes
Oct 30, 2026Credit cardsTrouble using your cardCan't use card to make purchasesTNIn progressYes
Oct 30, 2026Credit cardsProblem when making paymentsProblem during payment processNCIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAIn progressYes
Oct 30, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementTXIn progressYes
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXIn progressYes
Oct 30, 2026Credit cardsProblem when making paymentsProblem during payment processMIIn progressYes
Oct 30, 2026Credit cardsFees or interestProblem with feesAZIn progressYes
Oct 30, 2026Credit cardsFees or interestProblem with feesWAIn progressYes
Oct 30, 2026Credit cardsAdvertising and marketing, including promotional offersConfusing or misleading advertising about the credit cardMEIn progressYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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