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Mortgages

Synchrony mortgages complaints

Consumers have filed 224 complaints about Synchrony's mortgages. See the whole Synchrony record.

Synchrony against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Synchrony0new--224

Every mortgage company ranked

Latest Synchrony mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Oct 6, 2025MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closing-ExplainedYes
Jul 24, 2025MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingCAExplainedYes
Jul 15, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalKSFixedYes
Mar 31, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanIDExplainedYes
Feb 6, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresGAExplainedYes
Nov 16, 2023MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingFLExplainedYes
Aug 9, 2023MortgagesTrouble during payment processNDFixedYes
Oct 21, 2022MortgagesTrouble during payment processMOExplainedYes
Jan 24, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
Sep 9, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageMDMoney backYes
Jul 20, 2021MortgagesTrouble during payment processFLExplainedYes
Jun 24, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageNYExplainedYes
Jun 21, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageNYExplainedYes
May 7, 2021MortgagesTrouble during payment processNYExplainedYes
Nov 15, 2020MortgagesTrouble during payment processAZFixedYes
Dec 27, 2018MortgagesApplying for a mortgage or refinancing an existing mortgageGAExplainedYes
Dec 10, 2018MortgagesTrouble during payment processTXExplainedYes
Nov 1, 2018MortgagesTrouble during payment processCOExplainedYes
Apr 3, 2018MortgagesClosing on a mortgageTNExplainedYes
Feb 2, 2018MortgagesApplying for a mortgage or refinancing an existing mortgage-ExplainedYes
Feb 17, 2017MortgagesOtherCAExplainedYes
Jan 3, 2017MortgagesLoan servicing, payments, escrow accountTXExplainedYes
Dec 20, 2016MortgagesLoan modification,collection,foreclosureNCExplainedYes
Nov 30, 2016MortgagesLoan servicing, payments, escrow accountTXExplainedYes
Jul 21, 2016MortgagesApplication, originator, mortgage brokerCTExplainedYes
Dec 17, 2015MortgagesLoan servicing, payments, escrow accountMOExplainedYes
Oct 27, 2015MortgagesLoan servicing, payments, escrow accountCAMoney backYes
Oct 5, 2015MortgagesLoan servicing, payments, escrow accountCAExplainedYes
Apr 22, 2015MortgagesApplication, originator, mortgage brokerMIExplainedYes
Jan 30, 2015MortgagesApplication, originator, mortgage brokerPAExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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