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Mortgage company · complaint record

Triad Financial Services complaints

Consumers have filed 168 complaints about Triad Financial Services since 2013, 36 of them in the last 12 months (+57% on the year before). It answered 97.2% on time and closed 8% with relief for the customer - more often than a typical mortgage company. The most common problem is trouble during payment process.

Good response record. How it works

Complaints on record
168

Since December 2013

Last 12 months
36

+57% vs the year before

Answered on time
97.2%

Industry: 96%

Closed with relief
8%

Typical mortgage company: 5%

Last 30 days
4

Newest: Nov 4, 2026

Rank
#60 of 595

Most complained-about mortgage lenders & servicers

Triad Financial Services complaints by month

The busiest month was January 2026 (7 complaints). Complaints in the last 12 months are up 57% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Triad Financial Services answered last 12 months

  • Closed with monetary relief38.3%
  • Closed with explanation3391.7%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time32/4597.2% on time
  • Relief for customers34/408.3% closed with relief
  • Complaint trend4/15+57% vs last year

What Triad Financial Services complaints are about

  • Mortgages13580%
  • Credit reporting2213%
  • Debt collection64%
  • Auto loans & leases21%
  • Payday & personal loans32%

Top Triad Financial Services problems

Inside "Trouble during payment process"

  • Escrow, taxes, or insurance 18
  • Trying to communicate with the company to fix an issue while managing or servicing your loan 10
  • Payment process 4
  • Fees charged 3
  • Loan sold or transferred to another company 3
  • Paying off the loan 2

Where Triad Financial Services complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (25), Michigan (22), Florida (21), Texas (16), Oklahoma (9).

Triad Financial Services compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Mutual of Omaha MortgageMortgages5838-14%100%0%C
2Southwest BusinessMortgages1038+90%92.1%0%F
3Prime Source MortgageMortgages1036new0%0%F
4Alabama Housing Finance AuthorityMortgages1636+64%88.9%3%F
5Triad Financial ServicesMortgages7036+57%97.2%8%B
6Independence Home LoansMortgages335+75%80%0%F
7Cardinal Financial Company, Limited PartnershipMortgages10034-29%100%14%A
8Longbridge FinancialMortgages3434+79%97.1%0%F

Compare side by side: Triad Financial Services vs Mutual of Omaha Mortgage · Triad Financial Services vs Southwest Business · Triad Financial Services vs Prime Source Mortgage · Triad Financial Services vs Alabama Housing Finance Authority

What people say about Triad Financial Services

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Latest Triad Financial Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureTXExplainedYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Oct 23, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureLAExplainedYes
Oct 20, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceMIExplainedYes
Oct 13, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanSCExplainedYes
Oct 12, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Sep 21, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanTXExplainedYes
Sep 8, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceCAExplainedYes
Sep 5, 2026MortgagesTrouble during payment processFees chargedCAExplainedYes
Aug 15, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanMSMoney backNo
Aug 12, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanIDExplainedYes
Aug 5, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureLAExplainedYes

Questions about Triad Financial Services

How many complaints does Triad Financial Services have?

Triad Financial Services has 168 complaints on record since December 2013, including 36 in the last 12 months and 4 in the last 30 days. That makes it number 809 of every company by complaints this year.

Does Triad Financial Services respond to complaints?

Yes. Triad Financial Services answered 97.2% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix; 8.3% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 70/100 (grade B).

What do people complain about most with Triad Financial Services?
Is Triad Financial Services legit?

Triad Financial Services is a real company with a public complaint record: consumers have complained about it 168 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Triad Financial Services legit? for the signals, red flags and how to protect yourself.

Are complaints about Triad Financial Services going up or down?

Up. There were 36 complaints in the last 12 months against 23 in the 12 before (+57%). See every month.

How do I file a complaint against Triad Financial Services?

Complain to Triad Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Triad Financial Services complaints come from?

Most come from California (25), Michigan (22), Florida (21). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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