Debt collector · complaint record
U.S. Auto Credit complaints
Filed under U.S. Auto Credit Corporation
Consumers have filed 243 complaints about U.S. Auto Credit since 2014, 57 of them in the last 12 months (+12% on the year before). It answered 98.2% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Weak response record. How it works
- Complaints on record
- 243
- Last 12 months
- 57
- Answered on time
- 98.2%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #293 of 1,963
Since December 2014
+12% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
U.S. Auto Credit complaints by month
The busiest month was February 2026 (9 complaints). Complaints in the last 12 months are up 12% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How U.S. Auto Credit answered last 12 months
- Closed with explanation57100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time37/4598.2% on time
- Relief for customers0/400% closed with relief
- Complaint trend9/15+12% vs last year
What U.S. Auto Credit complaints are about
Top U.S. Auto Credit problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 31
- Information belongs to someone else 17
- Account status incorrect 9
- Old information reappears or never goes away 5
Where U.S. Auto Credit complaints come from
Most complaints: Georgia (72), Florida (34), Texas (21), South Carolina (21), North Carolina (20).
U.S. Auto Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit Bureau Services AssociationDebt collection | 0 | 58 | F |
| 2 | AccscientDebt collection | 10 | 58 | F |
| 3 | Financial Management SolutionsDebt collection | 54 | 57 | C |
| 4 | Klima, Peters & Daly, P.ADebt collection | 53 | 57 | C |
| 5 | DRB-40Debt collection | 53 | 57 | C |
| 6 | Glasser and GlasserDebt collection | 60 | 57 | C |
| 7 | Javitch, Block & RathboneDebt collection | 60 | 57 | C |
| 8 | U.S. Auto CreditDebt collection | 46 | 57 | D |
Compare side by side: U.S. Auto Credit vs Credit Bureau Services Association · U.S. Auto Credit vs Accscient · U.S. Auto Credit vs Financial Management Solutions · U.S. Auto Credit vs Klima, Peters & Daly, P.A
What people say about U.S. Auto Credit
All experiencesNo experiences with U.S. Auto Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest U.S. Auto Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 15, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 8, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 21, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 17, 2026 | Auto loans & leases | Problem with fraud alerts or security freezes | Explained |
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about U.S. Auto Credit
How many complaints does U.S. Auto Credit have?
U.S. Auto Credit has 243 complaints on record since December 2014, including 57 in the last 12 months and 1 in the last 30 days. That makes it number 633 of every company by complaints this year.
Does U.S. Auto Credit respond to complaints?
Yes. U.S. Auto Credit answered 98.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 46/100 (grade D).
What do people complain about most with U.S. Auto Credit?
The most common problems are incorrect information on your report (62), took or threatened to take negative or legal action (22), problem with a company's investigation into an existing problem (15).
Is U.S. Auto Credit legit?
U.S. Auto Credit is a real company with a public complaint record: consumers have complained about it 243 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is U.S. Auto Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about U.S. Auto Credit going up or down?
Up. There were 57 complaints in the last 12 months against 51 in the 12 before (+12%). See every month.
How do I file a complaint against U.S. Auto Credit?
Complain to U.S. Auto Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most U.S. Auto Credit complaints come from?
Most come from Georgia (72), Florida (34), Texas (21). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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