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Auto loans & leases

U.S. Auto Credit auto loans & leases complaints

Consumers have filed 74 complaints about U.S. Auto Credit's auto loans & leases, 13 in the last 12 months. U.S. Auto Credit answered 100% on time and closed 0% with relief. See the whole U.S. Auto Credit record.

U.S. Auto Credit against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13U.S. Auto Credit13new100%0%74

Every auto lender ranked

Latest U.S. Auto Credit auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 15, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Sep 8, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
Aug 21, 2026Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Aug 17, 2026Auto loans & leasesProblem with fraud alerts or security freezesALExplainedYes
Jul 4, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offGAExplainedYes
Jun 3, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offGAExplainedYes
Apr 29, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectVAExplainedYes
Apr 13, 2026Auto loans & leasesImproper use of your reportReporting company used your report improperlyNCExplainedYes
Mar 14, 2026Auto loans & leasesGetting a loan or leaseCredit denialVAExplainedYes
Mar 5, 2026Auto loans & leasesGetting a loan or leaseHigh-pressure sales tacticsVAExplainedYes
Mar 2, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes
Jan 12, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectWVExplainedYes
Jan 5, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldOKExplainedYes
Nov 3, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldSCExplainedYes
Oct 8, 2025Auto loans & leasesRepossessionDeficiency balance after repossessionALExplainedYes
Aug 26, 2025Auto loans & leasesRepossessionDeficiency balance after repossessionTNExplainedYes
Jun 18, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionKYExplainedYes
Jun 12, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
May 16, 2025Auto loans & leasesIncorrect information on your reportOld information reappears or never goes awayOHExplainedYes
Apr 30, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyNJExplainedYes
Jan 21, 2025Auto loans & leasesIncorrect information on your reportAccount status incorrectGAExplainedYes
Jan 10, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyGAExplainedYes
Jan 3, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyGAExplainedYes
Dec 1, 2024Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Nov 17, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldSCExplainedYes
Nov 13, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldOHExplainedYes
Sep 9, 2024Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeFLExplainedYes
Aug 11, 2024Auto loans & leasesIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 9, 2024Auto loans & leasesProblem with a company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Jun 9, 2024Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingFLExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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