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Bank of Hawaii complaints

Consumers have filed 364 complaints about Bank of Hawaii since 2011, 57 of them in the last 12 months (+63% on the year before). It answered 98.2% on time and closed 7% with relief for the customer - less often than a typical bank. The most common problem is managing an account.

Weak response record. How it works

Complaints on record
364

Since December 2011

Last 12 months
57

+63% vs the year before

Answered on time
98.2%

Industry: 99.3%

Closed with relief
7%

Typical bank: 19%

Last 30 days
1

Newest: Oct 30, 2026

Rank
#77 of 188

Most complained-about banks & credit unions

Bank of Hawaii complaints by month

The busiest month was June 2026 (10 complaints). Complaints in the last 12 months are up 63% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Bank of Hawaii answered last 12 months

  • Closed with monetary relief47%
  • Closed with explanation5393%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time37/4598.2% on time
  • Relief for customers8/407% closed with relief
  • Complaint trend4/15+63% vs last year

What Bank of Hawaii complaints are about

  • Bank accounts25871%
  • Auto loans & leases154%
  • Credit reporting195%
  • Mortgages319%
  • Debt collection113%
  • Money transfers & apps62%
  • Crypto10.3%
  • Payday & personal loans123%
  • Credit cards103%
  • Prepaid & gift cards10.3%

Top Bank of Hawaii problems last 12 months

Inside "Managing an account"

  • Deposits and withdrawals 47
  • Problem using a debit or ATM card 21
  • Banking errors 13
  • Problem accessing account 12
  • Funds not handled or disbursed as instructed 10
  • Fee problem 7

Where Bank of Hawaii complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Hawaii (220), California (28), GU, Florida (8), Nevada (8).

Bank of Hawaii compared with other banks & credit unions

#CompanyScore12 monthsChangeOn timeReliefGrade
1Cadence BankBank accounts9362-36%100%31%A
2NBT BancorpBank accounts7261+30%100%19%B
3Prosperity BancsharesBank accounts6559+64%100%15%B
4Novo PlatformBank accounts1758-19%51.7%2%F
5Bank of HawaiiBank accounts4957+63%98.2%7%D
6Idaho Central Credit UnionBank accounts6456+100%100%18%C
7First HawaiianBank accounts6653+43%100%13%B
8Dollar Mutual BancorpBank accounts5951+2%100%4%C

Compare side by side: Bank of Hawaii vs Cadence Bank · Bank of Hawaii vs NBT Bancorp · Bank of Hawaii vs Prosperity Bancshares · Bank of Hawaii vs Novo Platform

What people say about Bank of Hawaii

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Latest Bank of Hawaii complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Bank accountsClosing an accountCan't close your accountLAExplainedYes
Oct 3, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceHIExplainedYes
Oct 1, 2026Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesORExplainedYes
Sep 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyHIExplainedYes
Sep 28, 2026Bank accountsManaging an accountProblem using a debit or ATM cardAZExplainedYes
Sep 15, 2026Money transfers & appsFraud or scamMTExplainedYes
Aug 29, 2026Bank accountsClosing an accountCan't close your accountNYExplainedYes
Aug 25, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesHIExplainedYes
Aug 25, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesHIExplainedYes
Aug 4, 2026Bank accountsManaging an accountDeposits and withdrawalsHIExplainedYes
Aug 3, 2026Bank accountsClosing an accountCan't close your accountAZExplainedYes
Jul 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes

Questions about Bank of Hawaii

How many complaints does Bank of Hawaii have?

Bank of Hawaii has 364 complaints on record since December 2011, including 57 in the last 12 months and 1 in the last 30 days. That makes it number 633 of every company by complaints this year.

Does Bank of Hawaii respond to complaints?

Yes. Bank of Hawaii answered 98.2% of its complaints on time (within 15 days) and closed 7% with relief - money back or a fix; 7% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 49/100 (grade D).

What do people complain about most with Bank of Hawaii?

The most common problems are managing an account (116), problem caused by your funds being low (26), repossession (5).

Is Bank of Hawaii legit?

Bank of Hawaii is a real company with a public complaint record: consumers have complained about it 364 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bank of Hawaii legit? for the signals, red flags and how to protect yourself.

Are complaints about Bank of Hawaii going up or down?

Up. There were 57 complaints in the last 12 months against 35 in the 12 before (+63%). See every month.

How do I file a complaint against Bank of Hawaii?

Complain to Bank of Hawaii in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Bank of Hawaii complaints come from?

Most come from Hawaii (220), California (28), GU (15). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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