Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Mortgage company · complaint record

Direct Mortgage Loans complaints

Consumers have filed 12 complaints about Direct Mortgage Loans since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
12

Since February 2013

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
0%

Typical mortgage company: 5%

Last 30 days
0

Newest: Sep 3, 2026

Rank
#365 of 595

Most complained-about mortgage lenders & servicers

Direct Mortgage Loans complaints by month

The busiest month was February 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Direct Mortgage Loans answered all time

  • Closed with explanation12100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Direct Mortgage Loans complaints are about

  • Mortgages1083%
  • Credit reporting217%

Top Direct Mortgage Loans problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Application denials 2
  • Changes in loan terms during the application process 1

Where Direct Mortgage Loans complaints come from

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Complaints per 100,000 peopleFewerMore

Most complaints: Maryland (4), Illinois (2), Indiana (2), North Carolina (1), Texas (1).

Direct Mortgage Loans compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8Direct Mortgage LoansMortgages-1new100%0%-

Compare side by side: Direct Mortgage Loans vs Midwest Loan Services · Direct Mortgage Loans vs Truhome Solutions · Direct Mortgage Loans vs NEXA Mortgage · Direct Mortgage Loans vs Hilltop

What people say about Direct Mortgage Loans

All experiences

No experiences with Direct Mortgage Loans yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest Direct Mortgage Loans complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 3, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processMDExplainedYes
Jan 18, 2025MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingINExplainedYes
Sep 16, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Mar 11, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsILExplainedYes
Oct 3, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXExplainedYes
Jul 26, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageMDExplainedYes
Jan 24, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageINExplainedYes
Apr 29, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageMDExplainedYes
Mar 1, 2021Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Aug 13, 2020MortgagesClosing on a mortgage-ExplainedYes
Jul 11, 2013MortgagesApplication, originator, mortgage brokerNCExplainedYes
Feb 11, 2013MortgagesLoan servicing, payments, escrow accountGAExplainedYes

Questions about Direct Mortgage Loans

How many complaints does Direct Mortgage Loans have?

Direct Mortgage Loans has 12 complaints on record since February 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Direct Mortgage Loans respond to complaints?

Yes. Direct Mortgage Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Direct Mortgage Loans?
Is Direct Mortgage Loans legit?

Direct Mortgage Loans is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Direct Mortgage Loans legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Direct Mortgage Loans?

Complain to Direct Mortgage Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Direct Mortgage Loans complaints come from?

Most come from Maryland (4), Illinois (2), Indiana (2). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Direct Mortgage Loans

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience