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ICUL Service complaints

Consumers have filed 14 complaints about ICUL Service since 2014, 1 of them in the last 12 months. It answered 100% on time and closed 100% with relief for the customer. The most common problem is unexpected or other fees. It is the 14th most complained-about of 18 prepaid card companies this year.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
14

Since November 2014

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 93.9%

Closed with relief
100%

Typical card company: 18%

Last 30 days
0

Newest: Dec 15, 2025

Rank
#14 of 18

Most complained-about prepaid card companies

ICUL Service complaints by month

The busiest month was December 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How ICUL Service answered all time

  • Closed with monetary relief750%
  • Closed with explanation750%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What ICUL Service complaints are about

  • Prepaid & gift cards964%
  • Credit reporting214%
  • Debt collection214%
  • Credit cards17%

Top ICUL Service problems

Where ICUL Service complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Nebraska (2), New Jersey (2), Georgia (1), Oklahoma (1), Pennsylvania (1).

ICUL Service compared with other prepaid card companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1NetspendPrepaid & gift cards54806-9%99.4%0%C
2InComm PaymentsPrepaid & gift cards17673+9%91.8%0%F
3ConduentPrepaid & gift cards1415+92%19.8%0%F
4Blackhawk NetworkPrepaid & gift cards45272+16%98.2%0%D
5ADP IncPrepaid & gift cards42230+5%97.4%0%D
6Newport IntermediatePrepaid & gift cards53126+18%100%0%C
7Greenlight Financial TechnologyPrepaid & gift cards4529+190%100%0%D
8ICUL ServicePrepaid & gift cards-1new100%100%-

Compare side by side: ICUL Service vs Netspend · ICUL Service vs InComm Payments · ICUL Service vs Conduent · ICUL Service vs Blackhawk Network

What people say about ICUL Service

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Latest ICUL Service complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 15, 2025Prepaid & gift cardsUnexpected or other feesGAMoney backYes
May 27, 2025Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMTMoney backYes
Dec 19, 2024Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardCAMoney backYes
Dec 8, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Oct 29, 2024Prepaid & gift cardsUnexpected or other feesNJMoney backYes
Aug 30, 2024Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferPAMoney backYes
Mar 5, 2023Prepaid & gift cardsTrouble using the cardTrouble getting information about the cardOKExplainedYes
Nov 16, 2022Prepaid & gift cardsUnexpected or other feesMOMoney backNo
Jun 2, 2022Credit cardsGetting a credit cardProblem getting a working replacement cardNJExplainedYes
Nov 18, 2021Prepaid & gift cardsProblem getting a card or closing an accountTrouble getting a working replacement cardNEExplainedYes
Aug 19, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Jul 14, 2021Credit reportingIncorrect information on your reportInformation is missing that should be on the reportMSExplainedYes

Questions about ICUL Service

How many complaints does ICUL Service have?

ICUL Service has 14 complaints on record since November 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does ICUL Service respond to complaints?

Yes. ICUL Service answered 100% of its complaints on time (within 15 days) and closed 100% with relief - money back or a fix; 100% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with ICUL Service?
Is ICUL Service legit?

ICUL Service is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ICUL Service legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against ICUL Service?

Complain to ICUL Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most ICUL Service complaints come from?

Most come from Nebraska (2), New Jersey (2), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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