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N26 Inc complaints

Consumers have filed 90 complaints about N26 Inc since 2019, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is managing an account.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
90

Since November 2019

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 99.3%

Closed with relief
0%

Typical bank: 19%

Last 30 days
0

Newest: Feb 28, 2026

Rank
#164 of 188

Most complained-about banks & credit unions

N26 Inc complaints by month

The busiest month was August 2020 (9 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How N26 Inc answered all time

  • Closed with monetary relief11.1%
  • Closed with explanation8998.9%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What N26 Inc complaints are about

Top N26 Inc problems

Inside "Managing an account"

  • Deposits and withdrawals 19
  • Problem using a debit or ATM card 7
  • Problem accessing account 6
  • Funds not handled or disbursed as instructed 5
  • Banking errors 3
  • Problem making or receiving payments 2

Where N26 Inc complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (12), Texas (10), Florida (9), New York (8), Massachusetts (7).

N26 Inc compared with other banks & credit unions

#CompanyScore12 monthsChangeOn timeReliefGrade
1BancfirstBank accounts4928+56%100%0%D
2BannerBank accounts5128+40%100%0%C
3Customers BancorpBank accounts5728+75%100%8%C
4RBC BankBank accounts5926new96.2%19%C
5TruebillBank accounts9526new100%50%A
6City National BankBank accounts9125+32%100%36%A
7FirstbankBank accounts6925-4%100%12%B
8N26 IncBank accounts-1new100%0%-

Compare side by side: N26 Inc vs Bancfirst · N26 Inc vs Banner · N26 Inc vs Customers Bancorp · N26 Inc vs RBC Bank

What people say about N26 Inc

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Latest N26 Inc complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 28, 2026Bank accountsManaging an accountProblem accessing accountCTExplainedYes
Feb 25, 2025Bank accountsClosing an accountFunds not received from closed accountUTExplainedYes
Sep 27, 2023Bank accountsClosing an accountFunds not received from closed accountNJExplainedYes
Jun 14, 2023Money transfers & appsOther transaction problemINExplainedYes
May 19, 2023Bank accountsClosing an accountFunds not received from closed accountMAExplainedYes
Mar 20, 2023Bank accountsManaging an accountFunds not handled or disbursed as instructedNJExplainedYes
May 31, 2022Bank accountsManaging an accountFunds not handled or disbursed as instructedMAExplainedYes
May 12, 2022Bank accountsManaging an accountDeposits and withdrawalsMAExplainedYes
Apr 23, 2022Bank accountsClosing an accountFunds not received from closed accountNCExplainedYes
Mar 22, 2022Bank accountsClosing an accountFunds not received from closed accountNCExplainedYes
Jan 27, 2022Bank accountsClosing an accountFunds not received from closed accountNYExplainedYes
Nov 15, 2021Bank accountsManaging an accountDeposits and withdrawalsINExplainedYes

Questions about N26 Inc

How many complaints does N26 Inc have?

N26 Inc has 90 complaints on record since November 2019, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does N26 Inc respond to complaints?

Yes. N26 Inc answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with N26 Inc?

The most common problems are managing an account (42), closing an account (27), opening an account (5).

Is N26 Inc legit?

N26 Inc is a real company with a public complaint record: consumers have complained about it 90 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is N26 Inc legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against N26 Inc?

Complain to N26 Inc in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most N26 Inc complaints come from?

Most come from California (12), Texas (10), Florida (9). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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