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Southstate Bank complaints

Consumers have filed 423 complaints about Southstate Bank since 2019, 99 of them in the last 12 months (+22% on the year before). It answered 99% on time and closed 19% with relief for the customer - about the same as a typical bank. The most common problem is managing an account.

Good response record. How it works

Complaints on record
423

Since December 2019

Last 12 months
99

+22% vs the year before

Answered on time
99%

Industry: 99.3%

Closed with relief
19%

Typical bank: 19%

Last 30 days
3

Newest: Oct 23, 2026

Rank
#59 of 188

Most complained-about banks & credit unions

Southstate Bank complaints by month

The busiest month was January 2026 (15 complaints). Complaints in the last 12 months are up 22% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Southstate Bank answered last 12 months

  • Closed with monetary relief88.1%
  • Closed with non-monetary relief1111.1%
  • Closed with explanation8080.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time40/4599% on time
  • Relief for customers21/4019.2% closed with relief
  • Complaint trend8/15+22% vs last year

What Southstate Bank complaints are about

Top Southstate Bank problems last 12 months

Inside "Managing an account"

  • Deposits and withdrawals 41
  • Problem using a debit or ATM card 25
  • Banking errors 19
  • Funds not handled or disbursed as instructed 12
  • Problem accessing account 12
  • Cashing a check 5

Where Southstate Bank complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (124), South Carolina (111), Georgia (71), North Carolina (25), Texas (19).

Southstate Bank compared with other banks & credit unions

#CompanyScore12 monthsChangeOn timeReliefGrade
1First National Bank of PennsylvaniaBank accounts69108-16%99.1%13%B
2Hancock Whitney BankBank accounts75105+84%99%29%B
3EverBankBank accounts43105+30%98.1%0%D
4WSFS FinancialBank accounts55103+7%100%1%C
5Firstbank Puerto RicoBank accounts52103+41%100%1%C
6Southstate BankBank accounts6999+22%99%19%B
7Valley National BancorpBank accounts5897+5%99%8%C
8Global Credit UnionBank accounts8493+45%100%32%A

Compare side by side: Southstate Bank vs First National Bank of Pennsylvania · Southstate Bank vs Hancock Whitney Bank · Southstate Bank vs EverBank · Southstate Bank vs WSFS Financial

What people say about Southstate Bank

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Latest Southstate Bank complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Bank accountsClosing an accountFees charged for closing accountGAExplainedYes
Oct 20, 2026Bank accountsManaging an accountProblem using a debit or ATM cardGAExplainedYes
Oct 19, 2026Bank accountsManaging an accountProblem using a debit or ATM cardCOExplainedYes
Oct 13, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceTXExplainedYes
Sep 23, 2026Bank accountsClosing an accountCompany closed your accountNCExplainedYes
Sep 21, 2026MortgagesClosing on a mortgageChanges in loan terms during or after closingFLExplainedYes
Sep 21, 2026MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefALExplainedYes
Sep 21, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountGAExplainedYes
Sep 12, 2026Bank accountsManaging an accountDeposits and withdrawalsFLFixedYes
Sep 12, 2026Bank accountsIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Sep 8, 2026Bank accountsManaging an accountProblem accessing accountGAExplainedYes
Sep 7, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanFLExplainedYes

Questions about Southstate Bank

How many complaints does Southstate Bank have?

Southstate Bank has 423 complaints on record since December 2019, including 99 in the last 12 months and 3 in the last 30 days. That makes it number 477 of every company by complaints this year.

Does Southstate Bank respond to complaints?

Yes. Southstate Bank answered 99% of its complaints on time (within 15 days) and closed 19% with relief - money back or a fix; 8.1% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 69/100 (grade B).

What do people complain about most with Southstate Bank?

The most common problems are managing an account (122), closing an account (32), trouble during payment process (56).

Is Southstate Bank legit?

Southstate Bank is a real company with a public complaint record: consumers have complained about it 423 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southstate Bank legit? for the signals, red flags and how to protect yourself.

Are complaints about Southstate Bank going up or down?

Up. There were 99 complaints in the last 12 months against 81 in the 12 before (+22%). See every month.

How do I file a complaint against Southstate Bank?

Complain to Southstate Bank in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Southstate Bank complaints come from?

Most come from Florida (124), South Carolina (111), Georgia (71). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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