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Mortgage company · complaint record

US Mortgage complaints

Consumers have filed 23 complaints about US Mortgage since 2013, none in the last 12 months. It answered 78.3% on time and closed 13% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
23

Since January 2013

Last 12 months
0

new vs the year before

Answered on time
78.3%

Industry: 96%

Closed with relief
13%

Typical mortgage company: 5%

Last 30 days
0

Newest: Sep 10, 2025

Rank
-

US Mortgage complaints by month

The busiest month was September 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How US Mortgage answered all time

  • Closed with monetary relief313%
  • Closed with explanation2087%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What US Mortgage complaints are about

  • Mortgages1878%
  • Credit reporting417%
  • Debt relief & credit repair14%

Top US Mortgage problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Trying to communicate with the company to fix an issue with the application process 1
  • Delays in the application process 1

Where US Mortgage complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: New Jersey (6), New York (3), Oklahoma (3), Georgia (3), South Carolina (2).

US Mortgage compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8US MortgageMortgages-0new78.3%13%-

Compare side by side: US Mortgage vs Midwest Loan Services · US Mortgage vs Truhome Solutions · US Mortgage vs NEXA Mortgage · US Mortgage vs Hilltop

What people say about US Mortgage

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Latest US Mortgage complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 10, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processNJExplainedYes
May 24, 2025Debt relief & credit repairConfusing or missing disclosuresVAExplainedYes
Feb 24, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Feb 10, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanMOExplainedYes
Oct 19, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processNYExplainedNo
Jul 3, 2023MortgagesStruggling to pay mortgageNYExplainedYes
Apr 6, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Jul 20, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageOKExplainedYes
Oct 1, 2020Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 16, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageSCExplainedYes
Jan 8, 2020MortgagesClosing on a mortgageNYExplainedYes
Jan 13, 2019Credit reportingIncorrect information on your reportInformation is missing that should be on the reportMOExplainedYes

Questions about US Mortgage

How many complaints does US Mortgage have?

US Mortgage has 23 complaints on record since January 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does US Mortgage respond to complaints?

Yes. US Mortgage answered 78.3% of its complaints on time (within 15 days) and closed 13% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with US Mortgage?
Is US Mortgage legit?

US Mortgage is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is US Mortgage legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against US Mortgage?

Complain to US Mortgage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most US Mortgage complaints come from?

Most come from New Jersey (6), New York (3), Oklahoma (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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