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Columbia Banking System complaints

Consumers have filed 324 complaints about Columbia Banking System since 2019, 78 of them in the last 12 months (-11% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical bank. The most common problem is managing an account.

Average response record. How it works

Complaints on record
324

Since January 2019

Last 12 months
78

-11% vs the year before

Answered on time
100%

Industry: 99.3%

Closed with relief
0%

Typical bank: 19%

Last 30 days
6

Newest: Nov 4, 2026

Rank
#67 of 188

Most complained-about banks & credit unions

Columbia Banking System complaints by month

The busiest month was April 2025 (14 complaints). Complaints in the last 12 months are down 11% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Columbia Banking System answered last 12 months

  • Closed with explanation78100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend13/15-11% vs last year

What Columbia Banking System complaints are about

  • Bank accounts18557%
  • Mortgages309%
  • Credit reporting227%
  • Debt collection247%
  • Money transfers & apps237%
  • Auto loans & leases186%
  • Payday & personal loans124%
  • Debt relief & credit repair30.9%
  • Credit cards41%
  • Crypto20.6%
  • Student loans10.3%

Top Columbia Banking System problems last 12 months

Inside "Managing an account"

  • Deposits and withdrawals 35
  • Problem using a debit or ATM card 25
  • Funds not handled or disbursed as instructed 15
  • Problem making or receiving payments 12
  • Problem accessing account 10
  • Banking errors 5

Where Columbia Banking System complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Oregon (95), Washington (69), California (63), Florida (16), Texas (10).

Columbia Banking System compared with other banks & credit unions

#CompanyScore12 monthsChangeOn timeReliefGrade
1Ofg BancorpBank accounts5389+24%100%0%C
2Texas Capital BancsharesBank accounts4185+136%98.8%1%D
3Northwest BancsharesBank accounts6081+93%98.8%19%C
4BOK FinancialBank accounts5280+43%100%1%C
5Columbia Banking SystemBank accounts5878-11%100%0%C
6Simmons First NationalBank accounts3571+25%93%13%D
7East West BankBank accounts3469+82%97.1%0%F
8Atlantic Union BanksharesBank accounts6568+66%100%16%B

Compare side by side: Columbia Banking System vs Ofg Bancorp · Columbia Banking System vs Texas Capital Bancshares · Columbia Banking System vs Northwest Bancshares · Columbia Banking System vs BOK Financial

What people say about Columbia Banking System

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Latest Columbia Banking System complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureWAExplainedYes
Nov 3, 2026Bank accountsManaging an accountProblem using a debit or ATM cardCAExplainedYes
Nov 2, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureWAExplainedYes
Oct 30, 2026Bank accountsManaging an accountProblem using a debit or ATM cardORExplainedYes
Oct 29, 2026Bank accountsManaging an accountProblem accessing accountORExplainedYes
Oct 27, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Oct 14, 2026Bank accountsManaging an accountDeposits and withdrawalsCAExplainedYes
Oct 14, 2026Bank accountsManaging an accountDeposits and withdrawalsCAExplainedYes
Oct 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Oct 2, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Sep 29, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanPAExplainedYes
Sep 9, 2026Bank accountsManaging an accountDeposits and withdrawalsNJExplainedYes

Questions about Columbia Banking System

How many complaints does Columbia Banking System have?

Columbia Banking System has 324 complaints on record since January 2019, including 78 in the last 12 months and 6 in the last 30 days. That makes it number 543 of every company by complaints this year.

Does Columbia Banking System respond to complaints?

Yes. Columbia Banking System answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 58/100 (grade C).

What do people complain about most with Columbia Banking System?
Is Columbia Banking System legit?

Columbia Banking System is a real company with a public complaint record: consumers have complained about it 324 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Columbia Banking System legit? for the signals, red flags and how to protect yourself.

Are complaints about Columbia Banking System going up or down?

Down. There were 78 complaints in the last 12 months against 88 in the 12 before (-11%). See every month.

How do I file a complaint against Columbia Banking System?

Complain to Columbia Banking System in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Columbia Banking System complaints come from?

Most come from Oregon (95), Washington (69), California (63). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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