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Mortgage company · complaint record

SFMC complaints

Consumers have filed 39 complaints about SFMC since 2016, 10 of them in the last 12 months. It answered 0% on time and closed 7% with relief for the customer. The most common problem is closing on a mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
39

Since March 2016

Last 12 months
10

new vs the year before

Answered on time
0%

Industry: 96%

Closed with relief
7%

Typical mortgage company: 5%

Last 30 days
0

Newest: Sep 3, 2026

Rank
#136 of 595

Most complained-about mortgage lenders & servicers

SFMC complaints by month

The busiest month was January 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How SFMC answered all time

  • Closed with monetary relief25.1%
  • Closed with explanation2564.1%
  • Closed12.6%
  • Untimely response1128.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What SFMC complaints are about

  • Mortgages3487%
  • Credit reporting38%
  • Money transfers & apps13%
  • Bank accounts13%

Top SFMC problems

Inside "Trouble during payment process"

  • Escrow, taxes, or insurance 1
  • Fees charged 1

Where SFMC complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (34), California (1), Florida (1), Illinois (1), Tennessee (1).

SFMC compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8SFMCMortgages-10new0%7%-

Compare side by side: SFMC vs Midwest Loan Services · SFMC vs Truhome Solutions · SFMC vs NEXA Mortgage · SFMC vs Hilltop

What people say about SFMC

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Latest SFMC complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 3, 2026Money transfers & appsProblem with customer serviceCANo timely replyNo
Sep 3, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXNo timely replyNo
Jun 11, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureTXNo timely replyNo
Mar 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILNo timely replyNo
Mar 25, 2026Bank accountsClosing an accountFees charged for closing accountFLNo timely replyNo
Jan 12, 2026MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXNo timely replyNo
Jan 7, 2026MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXNo timely replyNo
Jan 6, 2026MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXNo timely replyNo
Dec 11, 2025MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXNo timely replyNo
Dec 10, 2025MortgagesClosing on a mortgageDelays with the closing processTXNo timely replyNo
Nov 5, 2025MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXNo timely replyNo
Jun 14, 2025MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefTXExplainedYes

Questions about SFMC

How many complaints does SFMC have?

SFMC has 39 complaints on record since March 2016, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.

Does SFMC respond to complaints?

Yes. SFMC answered 0% of its complaints on time (within 15 days) and closed 7% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with SFMC?
Is SFMC legit?

SFMC is a real company with a public complaint record: consumers have complained about it 39 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is SFMC legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against SFMC?

Complain to SFMC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most SFMC complaints come from?

Most come from Texas (34), California (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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