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TCF Financial complaints

Consumers have filed 130 complaints about TCF Financial since 2016, none in the last 12 months. It answered 98.5% on time and closed 22% with relief for the customer. The most common problem is trouble during payment process.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
130

Since December 2016

Last 12 months
0

new vs the year before

Answered on time
98.5%

Industry: 96%

Closed with relief
22%

Typical mortgage company: 5%

Last 30 days
0

Newest: Feb 3, 2020

Rank
-

TCF Financial complaints by month

The busiest month was August 2019 (11 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How TCF Financial answered all time

  • Closed with monetary relief2418.5%
  • Closed with non-monetary relief43.1%
  • Closed with explanation10177.7%
  • Closed10.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What TCF Financial complaints are about

  • Mortgages5845%
  • Bank accounts4837%
  • Credit reporting108%
  • Payday & personal loans43%
  • Money transfers & apps43%
  • Auto loans & leases22%
  • Debt collection22%
  • Debt relief & credit repair10.8%
  • Prepaid & gift cards10.8%

Top TCF Financial problems

Where TCF Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Michigan (73), Ohio (26), Indiana (3), Illinois (2), Arkansas (2).

TCF Financial compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8TCF FinancialMortgages-0new98.5%22%-

Compare side by side: TCF Financial vs Midwest Loan Services · TCF Financial vs Truhome Solutions · TCF Financial vs NEXA Mortgage · TCF Financial vs Hilltop

What people say about TCF Financial

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Latest TCF Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 3, 2020Bank accountsManaging an accountProblem using a debit or ATM cardOHFixedYes
Jan 28, 2020MortgagesTrouble during payment processOHExplainedYes
Jan 11, 2020Bank accountsClosing an accountCompany closed your accountMIExplainedYes
Jan 4, 2020Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesSDMoney backYes
Jan 1, 2020Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedINExplainedYes
Dec 23, 2019Bank accountsManaging an accountProblem using a debit or ATM cardMIExplainedYes
Dec 23, 2019Credit reportingIncorrect information on your reportAccount information incorrectUTExplainedYes
Dec 16, 2019Credit reportingIncorrect information on your reportOld information reappears or never goes awayARExplainedYes
Dec 10, 2019MortgagesTrouble during payment processMIExplainedYes
Nov 27, 2019Bank accountsManaging an accountCashing a check-ExplainedYes
Nov 18, 2019MortgagesApplying for a mortgage or refinancing an existing mortgageMIExplainedYes
Nov 12, 2019MortgagesTrouble during payment processMIMoney backYes

Questions about TCF Financial

How many complaints does TCF Financial have?

TCF Financial has 130 complaints on record since December 2016, including 0 in the last 12 months and 0 in the last 30 days.

Does TCF Financial respond to complaints?

Yes. TCF Financial answered 98.5% of its complaints on time (within 15 days) and closed 22% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with TCF Financial?
Is TCF Financial legit?

TCF Financial is a real company with a public complaint record: consumers have complained about it 130 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is TCF Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against TCF Financial?

Complain to TCF Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most TCF Financial complaints come from?

Most come from Michigan (73), Ohio (26), Indiana (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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