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Groundfloor Finance complaints

Consumers have filed 27 complaints about Groundfloor Finance since 2018, 6 of them in the last 12 months. It answered 66.7% on time and closed 0% with relief for the customer. The most common problem is trouble accessing funds in your mobile or digital wallet. It is the 35th most complained-about of 72 payment apps & money transfer services this year.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
27

Since May 2018

Last 12 months
6

new vs the year before

Answered on time
66.7%

Industry: 98.1%

Closed with relief
0%

Typical payment company: 16%

Last 30 days
0

Newest: Jul 15, 2026

Rank
#35 of 72

Most complained-about payment apps & money transfer services

Groundfloor Finance complaints by month

The busiest month was July 2024 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Groundfloor Finance answered all time

  • Closed with explanation27100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Groundfloor Finance complaints are about

  • Money transfers & apps622%
  • Mortgages519%
  • Crypto14%
  • Bank accounts1244%
  • Credit cards14%
  • Credit reporting14%
  • Debt relief & credit repair14%

Top Groundfloor Finance problems

Inside "Managing an account"

  • Deposits and withdrawals 8
  • Funds not handled or disbursed as instructed 4

Where Groundfloor Finance complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Connecticut (6), Florida (4), New York (3), California (3), Texas (3).

Groundfloor Finance compared with other payment apps & money transfer services

#CompanyScore12 monthsChangeOn timeReliefGrade
1Ria EnviaMoney transfers & apps3962+13%96.8%0%D
2Bill.ComMoney transfers & apps5555+62%100%4%C
3Global Tel*LinkMoney transfers & apps4046+48%93.5%15%D
4AirtmMoney transfers & apps038+192%50%0%F
5Paysend USMoney transfers & apps1026new88.5%0%F
6Ingo MoneyMoney transfers & apps10260%88.5%0%F
7PLS GroupMoney transfers & apps7225+32%100%16%B
8Groundfloor FinanceMoney transfers & apps-6new66.7%0%-

Compare side by side: Groundfloor Finance vs Ria Envia · Groundfloor Finance vs Bill.Com · Groundfloor Finance vs Global Tel*Link · Groundfloor Finance vs Airtm

What people say about Groundfloor Finance

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Latest Groundfloor Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 15, 2026Money transfers & appsFraud or scamNYExplainedYes
Jun 15, 2026CryptoMoney was not available when promisedNYExplainedNo
Jun 14, 2026Money transfers & appsTrouble accessing funds in your mobile or digital walletNYExplainedYes
May 23, 2026Money transfers & appsUnexpected or other feesMDExplainedNo
May 13, 2026Money transfers & appsTrouble accessing funds in your mobile or digital walletIDExplainedYes
May 6, 2026MortgagesClosing on a mortgageChanges in loan terms during or after closingFLExplainedYes
Jun 14, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedNo
Feb 8, 2025Money transfers & appsMoney was not available when promisedHIExplainedNo
Jan 6, 2025Debt relief & credit repairProblem with customer serviceMIExplainedYes
Aug 30, 2024Bank accountsManaging an accountDeposits and withdrawalsCTExplainedYes
Jul 26, 2024Bank accountsManaging an accountDeposits and withdrawalsCTExplainedNo
Jul 8, 2024Bank accountsManaging an accountDeposits and withdrawalsCTExplainedNo

Questions about Groundfloor Finance

How many complaints does Groundfloor Finance have?

Groundfloor Finance has 27 complaints on record since May 2018, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.

Does Groundfloor Finance respond to complaints?

Yes. Groundfloor Finance answered 66.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Groundfloor Finance?
Is Groundfloor Finance legit?

Groundfloor Finance is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Groundfloor Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Groundfloor Finance?

Complain to Groundfloor Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Groundfloor Finance complaints come from?

Most come from Connecticut (6), Florida (4), New York (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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