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Loan servicer · complaint record

Student Loan Care complaints

Consumers have filed 28 complaints about Student Loan Care since 2017, none in the last 12 months. It answered 53.6% on time and closed 4% with relief for the customer. The most common problem is dealing with your lender or servicer.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
28

Since January 2017

Last 12 months
0

new vs the year before

Answered on time
53.6%

Industry: 68.4%

Closed with relief
4%

Typical loan servicer: 2%

Last 30 days
0

Newest: Mar 20, 2025

Rank
-

Student Loan Care complaints by month

The busiest month was June 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Student Loan Care answered all time

  • Closed with monetary relief13.6%
  • Closed with explanation2278.6%
  • Closed13.6%
  • Untimely response414.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Student Loan Care complaints are about

  • Student loans1968%
  • Debt relief & credit repair414%
  • Debt collection311%
  • Credit reporting27%

Top Student Loan Care problems

Inside "Dealing with your lender or servicer"

  • Received bad information about your loan 5
  • Trouble with how payments are being handled 4
  • Don't agree with the fees charged 3
  • Keep getting calls about your loan 1

Where Student Loan Care complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: New York (3), Pennsylvania (3), North Carolina (2), New Jersey (2), California (2).

Student Loan Care compared with other student loan servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1EarnestStudent loans5168+39%100%0%C
2College Ave Student Loan ServicingStudent loans5567+3%100%0%C
3Meritize FinancialStudent loans047+124%78.7%0%F
4LendKey TechnologiesStudent loans8542+100%100%26%A
5Iowa Student Loan LiquidityStudent loans5136+44%100%0%C
6MPOWER Financing, Public BenefitStudent loans4032+167%75%9%D
7Kentucky Higher Education Assistance AuthorityStudent loans4932+60%100%0%D
8Student Loan CareStudent loans-0new53.6%4%-

Compare side by side: Student Loan Care vs Earnest · Student Loan Care vs College Ave Student Loan Servicing · Student Loan Care vs Meritize Financial · Student Loan Care vs LendKey Technologies

What people say about Student Loan Care

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Latest Student Loan Care complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Mar 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNJNo timely replyNo
Jul 13, 2021Student loansDealing with your lender or servicerDon't agree with the fees chargedOHNo timely replyNo
Aug 17, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMANo timely replyNo
Jul 14, 2020Student loansDealing with your lender or servicerReceived bad information about your loanNCNo timely replyNo
Nov 19, 2019Student loansDealing with your lender or servicerDon't agree with the fees chargedILExplainedNo
Oct 15, 2019Student loansDealing with your lender or servicerTrouble with how payments are being handled-ExplainedNo
Aug 3, 2019Student loansCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedCAExplainedNo
May 30, 2019Student loansDealing with your lender or servicerTrouble with how payments are being handledARExplainedNo
Mar 24, 2019Student loansDealing with your lender or servicerTrouble with how payments are being handledTXExplainedYes
Dec 22, 2018Student loansStruggling to repay your loanCan't get other flexible options for repaying your loanPAExplainedYes
Nov 20, 2018Student loansDealing with your lender or servicerReceived bad information about your loanCAMoney backYes
Jul 16, 2018Student loansStruggling to repay your loanProblem lowering your monthly paymentsVAExplainedYes

Questions about Student Loan Care

How many complaints does Student Loan Care have?

Student Loan Care has 28 complaints on record since January 2017, including 0 in the last 12 months and 0 in the last 30 days.

Does Student Loan Care respond to complaints?

Yes. Student Loan Care answered 53.6% of its complaints on time (within 15 days) and closed 4% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Student Loan Care?
Is Student Loan Care legit?

Student Loan Care is a real company with a public complaint record: consumers have complained about it 28 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Student Loan Care legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Student Loan Care?

Complain to Student Loan Care in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Student Loan Care complaints come from?

Most come from New York (3), Pennsylvania (3), North Carolina (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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