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Auto lenders ranked

Who draws the most complaints, whose complaints are rising fastest, and who is best and worst at putting things right - from the last 12 months of the record. Companies need 100+ complaints to be ranked on their answers.

Most complaints (last 12 months)

#Company12 monthsChangeOn timeReliefGrade
1Santander Holdings USAAuto loans & leases6,568+19%100%36%A
2Westlake FinancialAuto loans & leases4,385+38%100%0%C
3BridgecrestAuto loans & leases2,363+16%99.2%0%D
4Hyundai Capital AmericaAuto loans & leases1,957+52%100%0%C
5American Credit AcceptanceAuto loans & leases1,335+43%100%0%C
6American Honda FinanceAuto loans & leases1,083+40%99.6%0%D
7Nissan Motor AcceptanceAuto loans & leases927-3%94.3%0%F
8Stellantis Financial Services USAuto loans & leases426+35%99.8%20%A
9Byrider FranchisingAuto loans & leases316+1%100%0%C
10Veros CreditAuto loans & leases255+36%100%0%C
11America First Federal Credit UnionAuto loans & leases245+40%91.4%0%F
12Carvana GroupAuto loans & leases240-27%99.2%0%C
13Americas Car-MartAuto loans & leases226+18%97.8%0%D
14LendbuzzAuto loans & leases220+118%100%0%D
15TeslaAuto loans & leases201+7%51.7%0%F
16Driveway FinanceAuto loans & leases137+13%100%0%C
17Volvo Car Financial Services U.SAuto loans & leases120+13%100%0%C
18DriveTimeAuto loans & leases117-27%99.1%0%C
19Auto Now Financial Services, Inc., Phoenix, AZ BranchAuto loans & leases72+89%100%0%D
20Premier Auto CreditAuto loans & leases43+65%100%0%D

Complaints rising fastest

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1LendbuzzAuto loans & leases+118%220+118%100%0%D
2Hyundai Capital AmericaAuto loans & leases+52%1,957+52%100%0%C
3American Credit AcceptanceAuto loans & leases+43%1,335+43%100%0%C
4America First Federal Credit UnionAuto loans & leases+40%245+40%91.4%0%F
5American Honda FinanceAuto loans & leases+40%1,083+40%99.6%0%D
6Westlake FinancialAuto loans & leases+38%4,385+38%100%0%C
7Veros CreditAuto loans & leases+36%255+36%100%0%C
8Stellantis Financial Services USAuto loans & leases+35%426+35%99.8%20%A
9Santander Holdings USAAuto loans & leases+19%6,568+19%100%36%A
10Americas Car-MartAuto loans & leases+18%226+18%97.8%0%D
11BridgecrestAuto loans & leases+16%2,363+16%99.2%0%D
12Driveway FinanceAuto loans & leases+13%137+13%100%0%C
13Volvo Car Financial Services U.SAuto loans & leases+13%120+13%100%0%C
14TeslaAuto loans & leases+7%201+7%51.7%0%F
15Byrider FranchisingAuto loans & leases+1%316+1%100%0%C
16Nissan Motor AcceptanceAuto loans & leases-3%927-3%94.3%0%F
17Carvana GroupAuto loans & leases-27%240-27%99.2%0%C
18DriveTimeAuto loans & leases-27%117-27%99.1%0%C

Lowest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1TeslaAuto loans & leases9/100201+7%51.7%0%F
2America First Federal Credit UnionAuto loans & leases12/100245+40%91.4%0%F
3Nissan Motor AcceptanceAuto loans & leases30/100927-3%94.3%0%F
4Americas Car-MartAuto loans & leases43/100226+18%97.8%0%D
5LendbuzzAuto loans & leases45/100220+118%100%0%D
6BridgecrestAuto loans & leases49/1002,363+16%99.2%0%D
7American Honda FinanceAuto loans & leases49/1001,083+40%99.6%0%D
8Hyundai Capital AmericaAuto loans & leases50/1001,957+52%100%0%C
9Westlake FinancialAuto loans & leases51/1004,385+38%100%0%C
10American Credit AcceptanceAuto loans & leases51/1001,335+43%100%0%C
11Veros CreditAuto loans & leases51/100255+36%100%0%C
12Driveway FinanceAuto loans & leases54/100137+13%100%0%C
13Volvo Car Financial Services U.SAuto loans & leases54/100120+13%100%0%C
14Byrider FranchisingAuto loans & leases55/100316+1%100%0%C
15Carvana GroupAuto loans & leases56/100240-27%99.2%0%C
16DriveTimeAuto loans & leases56/100117-27%99.1%0%C
17Stellantis Financial Services USAuto loans & leases90/100426+35%99.8%20%A
18Santander Holdings USAAuto loans & leases93/1006,568+19%100%36%A

Highest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Santander Holdings USAAuto loans & leases93/1006,568+19%100%36%A
2Stellantis Financial Services USAuto loans & leases90/100426+35%99.8%20%A
3Carvana GroupAuto loans & leases56/100240-27%99.2%0%C
4DriveTimeAuto loans & leases56/100117-27%99.1%0%C
5Byrider FranchisingAuto loans & leases55/100316+1%100%0%C
6Driveway FinanceAuto loans & leases54/100137+13%100%0%C
7Volvo Car Financial Services U.SAuto loans & leases54/100120+13%100%0%C
8Westlake FinancialAuto loans & leases51/1004,385+38%100%0%C
9American Credit AcceptanceAuto loans & leases51/1001,335+43%100%0%C
10Veros CreditAuto loans & leases51/100255+36%100%0%C
11Hyundai Capital AmericaAuto loans & leases50/1001,957+52%100%0%C
12BridgecrestAuto loans & leases49/1002,363+16%99.2%0%D
13American Honda FinanceAuto loans & leases49/1001,083+40%99.6%0%D
14LendbuzzAuto loans & leases45/100220+118%100%0%D
15Americas Car-MartAuto loans & leases43/100226+18%97.8%0%D
16Nissan Motor AcceptanceAuto loans & leases30/100927-3%94.3%0%F
17America First Federal Credit UnionAuto loans & leases12/100245+40%91.4%0%F
18TeslaAuto loans & leases9/100201+7%51.7%0%F

Least likely to give relief

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Westlake FinancialAuto loans & leases0%4,385+38%100%0%C
2BridgecrestAuto loans & leases0%2,363+16%99.2%0%D
3American Credit AcceptanceAuto loans & leases0%1,335+43%100%0%C
4American Honda FinanceAuto loans & leases0%1,083+40%99.6%0%D
5Nissan Motor AcceptanceAuto loans & leases0%927-3%94.3%0%F
6Hyundai Capital AmericaAuto loans & leases0%1,957+52%100%0%C
7Santander Holdings USAAuto loans & leases36%6,568+19%100%36%A

Slowest to answer

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Nissan Motor AcceptanceAuto loans & leases94.3%927-3%94.3%0%F
2BridgecrestAuto loans & leases99.2%2,363+16%99.2%0%D
3American Honda FinanceAuto loans & leases99.6%1,083+40%99.6%0%D
4Santander Holdings USAAuto loans & leases100%6,568+19%100%36%A
5Westlake FinancialAuto loans & leases100%4,385+38%100%0%C
6Hyundai Capital AmericaAuto loans & leases100%1,957+52%100%0%C
7American Credit AcceptanceAuto loans & leases100%1,335+43%100%0%C

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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