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Mortgage lenders & servicers ranked

Who draws the most complaints, whose complaints are rising fastest, and who is best and worst at putting things right - from the last 12 months of the record. Companies need 100+ complaints to be ranked on their answers.

Most complaints (last 12 months)

#Company12 monthsChangeOn timeReliefGrade
1Shellpoint Mortgage ServicingMortgages4,346+16%82.1%0%F
2Rocket MortgageMortgages4,146+421%99.9%0%D
3Freedom MortgageMortgages2,041+45%99.3%0%D
4Ocwen FinancialMortgages1,681+41%100%1%C
5PennyMacMortgages1,490+59%99.9%11%A
6M&T BankMortgages1,455+33%99.9%16%A
7Carrington Mortgage ServicesMortgages1,302+99%99.8%0%D
8Select Portfolio ServicingMortgages1,277+32%99.9%0%C
9LoanCareMortgages1,091+86%100%0%D
10SeleneMortgages1,063+49%100%0%C
11Mr. CooperMortgages913-64%100%0%C
12United Wholesale Mortgage (UWM)Mortgages699+55%98.3%1%D
13CrossCountry MortgageMortgages588+112%91.3%18%D
14Planet Home LendingMortgages585+86%100%0%D
15Lakeview Loan ServicingMortgages491+78%100%0%D
16MidFirst BankMortgages490+85%100%26%A
17Fay ServicingMortgages392-22%99.7%0%C
18RoundPoint Mortgage ServicingMortgages347+7%98.3%0%D
19Village Capital & InvestmentMortgages335+80%99.4%0%D
20AmeriHome MortgageMortgages335+119%100%15%A

Complaints rising fastest

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Rocket MortgageMortgages+421%4,146+421%99.9%0%D
2ServicemacMortgages+172%280+172%100%9%A
3GuildMortgages+172%239+172%98.3%3%D
4Idaho Housing And Finance AssociationMortgages+128%155+128%100%0%D
5AmeriHome MortgageMortgages+119%335+119%100%15%A
6Figure TechnologiesMortgages+114%139+114%100%0%D
7CrossCountry MortgageMortgages+112%588+112%91.3%18%D
8Carrington Mortgage ServicesMortgages+99%1,302+99%99.8%0%D
9Mortgage Research CenterMortgages+90%160+90%100%0%D
10CMG Financial ServicesMortgages+86%276+86%100%0%D
11Planet Home LendingMortgages+86%585+86%100%0%D
12LoanCareMortgages+86%1,091+86%100%0%D
13MidFirst BankMortgages+85%490+85%100%26%A
14Village Capital & InvestmentMortgages+80%335+80%99.4%0%D
15Lakeview Loan ServicingMortgages+78%491+78%100%0%D
16Valon TechnologiesMortgages+76%215+76%97.7%0%D
17Guaranteed RateMortgages+59%118+59%99.2%0%D
18PennyMacMortgages+59%1,490+59%99.9%11%A
19United Wholesale Mortgage (UWM)Mortgages+55%699+55%98.3%1%D
20Dovenmuehle MortgageMortgages+49%185+49%100%0%C

Lowest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Shellpoint Mortgage ServicingMortgages8/1004,346+16%82.1%0%F
2Valon TechnologiesMortgages37/100215+76%97.7%0%D
3LD Holdings GroupMortgages43/100331+19%97.9%0%D
421ST MortgageMortgages43/100193+25%97.9%0%D
5Peer AdvisorsMortgages43/100109+40%98.2%0%D
6Carrington Mortgage ServicesMortgages44/1001,302+99%99.8%0%D
7Village Capital & InvestmentMortgages44/100335+80%99.4%0%D
8United Wholesale Mortgage (UWM)Mortgages45/100699+55%98.3%1%D
9Idaho Housing And Finance AssociationMortgages45/100155+128%100%0%D
10Figure TechnologiesMortgages45/100139+114%100%0%D
11Guaranteed RateMortgages45/100118+59%99.2%0%D
12LoanCareMortgages46/1001,091+86%100%0%D
13CrossCountry MortgageMortgages46/100588+112%91.3%18%D
14Planet Home LendingMortgages46/100585+86%100%0%D
15RoundPoint Mortgage ServicingMortgages46/100347+7%98.3%0%D
16CMG Financial ServicesMortgages46/100276+86%100%0%D
17Mortgage Research CenterMortgages46/100160+90%100%0%D
18Rocket MortgageMortgages47/1004,146+421%99.9%0%D
19Lakeview Loan ServicingMortgages47/100491+78%100%0%D
20GuildMortgages47/100239+172%98.3%3%D

Highest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1M&T BankMortgages92/1001,455+33%99.9%16%A
2PennyMacMortgages89/1001,490+59%99.9%11%A
3MidFirst BankMortgages87/100490+85%100%26%A
4AmeriHome MortgageMortgages85/100335+119%100%15%A
5ServicemacMortgages81/100280+172%100%9%A
6AmeriSave MortgageMortgages65/100156+9%93.6%16%B
7Mr. CooperMortgages60/100913-64%100%0%C
8Vanderbilt Mortgage & FinanceMortgages60/100128+7%99.2%3%C
9Fay ServicingMortgages59/100392-22%99.7%0%C
10BSI FinancialMortgages55/100189+4%100%0%C
11Ocwen FinancialMortgages54/1001,681+41%100%1%C
12Select Portfolio ServicingMortgages52/1001,277+32%99.9%0%C
13Data MortgageMortgages52/100112+26%100%0%C
14SN ServicingMortgages51/100130+7%99.2%0%C
15SeleneMortgages50/1001,063+49%100%0%C
16Broker SolutionsMortgages50/100203+32%99%0%C
17Dovenmuehle MortgageMortgages50/100185+49%100%0%C
18Freedom MortgageMortgages48/1002,041+45%99.3%0%D
19Rocket MortgageMortgages47/1004,146+421%99.9%0%D
20Lakeview Loan ServicingMortgages47/100491+78%100%0%D

Least likely to give relief

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Freedom MortgageMortgages0%2,041+45%99.3%0%D
2Carrington Mortgage ServicesMortgages0%1,302+99%99.8%0%D
3Select Portfolio ServicingMortgages0%1,277+32%99.9%0%C
4LoanCareMortgages0%1,091+86%100%0%D
5SeleneMortgages0%1,063+49%100%0%C
6Planet Home LendingMortgages0%585+86%100%0%D
7Shellpoint Mortgage ServicingMortgages0%4,346+16%82.1%0%F
8Mr. CooperMortgages0%913-64%100%0%C
9Rocket MortgageMortgages0%4,146+421%99.9%0%D
10Ocwen FinancialMortgages1%1,681+41%100%1%C
11United Wholesale Mortgage (UWM)Mortgages1%699+55%98.3%1%D
12PennyMacMortgages11%1,490+59%99.9%11%A
13M&T BankMortgages16%1,455+33%99.9%16%A

Slowest to answer

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Shellpoint Mortgage ServicingMortgages82.1%4,346+16%82.1%0%F
2CrossCountry MortgageMortgages91.3%588+112%91.3%18%D
3United Wholesale Mortgage (UWM)Mortgages98.3%699+55%98.3%1%D
4Freedom MortgageMortgages99.3%2,041+45%99.3%0%D
5Carrington Mortgage ServicesMortgages99.8%1,302+99%99.8%0%D
6Select Portfolio ServicingMortgages99.9%1,277+32%99.9%0%C
7M&T BankMortgages99.9%1,455+33%99.9%16%A
8PennyMacMortgages99.9%1,490+59%99.9%11%A
9Rocket MortgageMortgages99.9%4,146+421%99.9%0%D
10Ocwen FinancialMortgages100%1,681+41%100%1%C
11LoanCareMortgages100%1,091+86%100%0%D
12SeleneMortgages100%1,063+49%100%0%C
13Mr. CooperMortgages100%913-64%100%0%C
14Planet Home LendingMortgages100%585+86%100%0%D

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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