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Debt collectors ranked

Who draws the most complaints, whose complaints are rising fastest, and who is best and worst at putting things right - from the last 12 months of the record. Companies need 100+ complaints to be ranked on their answers.

Most complaints (last 12 months)

#Company12 monthsChangeOn timeReliefGrade
1CL HoldingsDebt collection30,179+111%99.9%50%A
2Resurgent Capital ServicesDebt collection23,723+5%99.9%25%B
3Encore Capital (Midland Credit)Debt collection23,474+46%100%12%C
4Portfolio Recovery AssociatesDebt collection21,733+47%99.8%62%A
5CCS Financial ServicesDebt collection10,265+39%99.9%3%C
6Kriya CapitalDebt collection8,832+85%100%100%A
7I.C. SystemDebt collection8,160+66%100%0%D
8National Credit SystemsDebt collection7,463+41%99.9%0%C
9Caine & WeinerDebt collection6,612+93%99.8%40%B
10Spring Oaks CapitalDebt collection5,662+64%100%58%A
11Servicer under contract with Federal Student AidDebt collection4,967+69%0%-F
12Transworld SystemsDebt collection4,837-4%99.9%0%C
13National Credit AdjustersDebt collection3,584+59%100%0%D
14Radius Global SolutionsDebt collection3,169+41%100%98%A
15Aldous & AssociatesDebt collection3,165+103%99.5%0%D
16TrueAccordDebt collection3,033+67%99.8%0%D
17Harris & HarrisDebt collection2,862+71%99.9%28%B
18T.S. HoldingsDebt collection2,748+40%99.9%50%A
19Columbia Debt Recovery (Genesis)Debt collection2,728-4%99.9%12%B
20Sunrise Credit ServicesDebt collection2,629+46%99.9%0%C

Complaints rising fastest

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1InDebtedDebt collection+331%496+331%99.8%0%D
2Smith, Rouchon & AssociatesDebt collection+329%146+329%100%0%D
3Waypoint Resource GroupDebt collection+322%1,144+322%72.5%0%F
4DebtDebt collection+183%136+183%97.1%0%F
5Valor Intelligent ProcessingDebt collection+181%188+181%99.5%0%D
6Ability Recovery ServicesDebt collection+173%1,695+173%96.7%0%F
7Second AllianceDebt collection+151%118+151%91.5%0%F
8Synergetic CommunicationDebt collection+145%624+145%99%0%D
9Possible FinanceDebt collection+140%1,578+140%97.4%1%F
10Sentry Recovery and CollectionsDebt collection+133%228+133%93.4%0%F
11Credit ControlDebt collection+127%2,336+127%100%2%D
12Leafy FinancialDebt collection+124%394+124%98.7%0%D
13Starmark FinancialDebt collection+116%222+116%100%0%D
14BTH ManagementDebt collection+113%1,379+113%99.6%0%D
15CL HoldingsDebt collection+111%30,179+111%99.9%50%A
16Summit A*RDebt collection+106%338+106%97.9%0%D
17Aldous & AssociatesDebt collection+103%3,165+103%99.5%0%D
18Synerprise Consulting ServicesDebt collection+103%308+103%99%0%D
19A & O Recovery SolutionsDebt collection+102%105+102%0%-F
20MarauderDebt collection+101%149+101%0%10%F

Lowest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Waypoint Resource GroupDebt collection0/1001,144+322%72.5%0%F
2Professional Recovery ManagementDebt collection0/100376+98%39.6%0%F
3CCM FinanceDebt collection0/100250+95%36.8%0%F
4MarauderDebt collection0/100149+101%0%10%F
5Essential LendingDebt collection0/100119+95%32.8%0%F
6A & O Recovery SolutionsDebt collection0/100105+102%0%-F
7Servicer under contract with Federal Student AidDebt collection3/1004,967+69%0%-F
8Westcreek FinancialDebt collection3/100558+69%19.2%0%F
9Williams, Rush & AssociatesDebt collection4/100291+62%2.4%0%F
10SG and AssociatesDebt collection5/100190+50%20%0%F
11Atlantic Recovery SolutionsDebt collection5/100136+46%2.9%0%F
12Credit Bureau AssociatesDebt collection6/100196+38%0%0%F
13AR ResourcesDebt collection6/100155+44%87.1%0%F
14Kingston Data & Credit InternationalDebt collection6/100138+35%71.7%0%F
15Ray KleinDebt collection6/100107+45%86%0%F
16Rent Recovery SolutionsDebt collection7/1001,006+33%0%0%F
17Trident Asset ManagementDebt collection7/100177+30%85.3%0%F
18The Phoenix Recovery GroupDebt collection7/100168+30%15.5%0%F
19MobiloansDebt collection7/100149+30%0%-F
20Second AllianceDebt collection7/100118+151%91.5%0%F

Highest Response Scores

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Southwest Credit SystemsDebt collection100/1001,341-26%100%100%A
2W&A IntermediateDebt collection100/100485-70%100%97%A
3Alliance OneDebt collection96/100102-29%99%100%A
4MRS BPODebt collection95/100641+4%100%65%A
5Radius Global SolutionsDebt collection91/1003,169+41%100%98%A
6T.S. HoldingsDebt collection91/1002,748+40%99.9%50%A
7The CBE GroupDebt collection91/1001,328+43%100%89%A
8Portfolio Recovery AssociatesDebt collection89/10021,733+47%99.8%62%A
9Spring Oaks CapitalDebt collection89/1005,662+64%100%58%A
10Sequium Asset SolutionsDebt collection89/1001,647+61%99.9%100%A
11Revco ManagementDebt collection89/100265+33%99.2%98%A
12Kriya CapitalDebt collection86/1008,832+85%100%100%A
13CL HoldingsDebt collection85/10030,179+111%99.9%50%A
14American First FinanceDebt collection83/100204-6%100%32%A
15LendingPointDebt collection81/100136-4%97.8%42%A
16Thaxton InvestmentDebt collection80/100408+29%100%34%A
17Caine & WeinerDebt collection79/1006,612+93%99.8%40%B
18ConServeDebt collection79/100508+33%100%33%B
19Capio PartnersDebt collection76/1001,037+57%97.2%100%B
20Resurgent Capital ServicesDebt collection75/10023,723+5%99.9%25%B

Least likely to give relief

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1I.C. SystemDebt collection0%8,160+66%100%0%D
2National Credit SystemsDebt collection0%7,463+41%99.9%0%C
3Transworld SystemsDebt collection0%4,837-4%99.9%0%C
4National Credit AdjustersDebt collection0%3,584+59%100%0%D
5Aldous & AssociatesDebt collection0%3,165+103%99.5%0%D
6TrueAccordDebt collection0%3,033+67%99.8%0%D
7Sunrise Credit ServicesDebt collection0%2,629+46%99.9%0%C
8NCB Management ServicesDebt collection0%2,044+8%100%0%C
9ProCollectDebt collection0%1,820+35%92.2%0%F
10V and H PortfolioDebt collection0%1,642+66%100%0%D
11Security Credit ServicesDebt collection0%1,629+53%100%0%C
12Central Portfolio ControlDebt collection0%1,531+45%100%0%C
13BTH ManagementDebt collection0%1,379+113%99.6%0%D
14Collection ManagementDebt collection0%1,357+30%99.9%0%C
15Enova (CashNetUSA, NetCredit)Debt collection0%1,345+19%100%0%C
16Eastern Account Systems of ConnecticutDebt collection0%1,193+14%100%0%C
17Credit Corp SolutionsDebt collection0%1,156+15%100%0%C
18Waypoint Resource GroupDebt collection0%1,144+322%72.5%0%F
19Lockhart, Morris & MontgomeryDebt collection0%1,075+36%99.8%0%C
20Aargon AgencyDebt collection0%1,062+83%99%0%D

Slowest to answer

#CompanyMeasure12 monthsChangeOn timeReliefGrade
1Servicer under contract with Federal Student AidDebt collection0%4,967+69%0%-F
2Rent Recovery SolutionsDebt collection0%1,006+33%0%0%F
3Westcreek FinancialDebt collection19.2%558+69%19.2%0%F
4Waypoint Resource GroupDebt collection72.5%1,144+322%72.5%0%F
5Lendmark FinancialDebt collection84.6%629+20%84.6%0%F
6ProCollectDebt collection92.2%1,820+35%92.2%0%F
7Source Receivables ManagementDebt collection96.2%1,217-8%96.2%0%D
8Ability Recovery ServicesDebt collection96.7%1,695+173%96.7%0%F
9Capio PartnersDebt collection97.2%1,037+57%97.2%100%B
10Possible FinanceDebt collection97.4%1,578+140%97.4%1%F
11Aargon AgencyDebt collection99%1,062+83%99%0%D
12Synergetic CommunicationDebt collection99%624+145%99%0%D
13Contract CallersDebt collection99.1%678+57%99.1%0%D
14Fair Collections & OutsourcingDebt collection99.3%1,865+20%99.3%0%C
15LJ Ross AssociatesDebt collection99.4%932+36%99.4%0%D
16Bull City Financial SolutionsDebt collection99.4%810+15%99.4%0%C
17Aldous & AssociatesDebt collection99.5%3,165+103%99.5%0%D
18BTH ManagementDebt collection99.6%1,379+113%99.6%0%D
19RentDebt Automated CollectionsDebt collection99.6%940+42%99.6%0%D
20AcimaDebt collection99.6%820-19%99.6%11%B

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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